JPPTY (Japan Post Bank Co) Dividend Payout Ratio: 0.00 (As of Dec. 2025)


JPPTY Japan Post Bank Co Ltd JPPTY
50 GF Score
Price $19.16
GF Value $10.28
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Japan Post Bank Co Dividend Payout Ratio?

Japan Post Bank Co JPPTY +2.46% 50 Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus rates JPPTY with a GF Score™ of 50/100 and a GF Value™ of $10.28 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,168 Banks companies, Japan Post Bank Co ranks worse than 76.88% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Japan Post Bank Co's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.00.

The historical rank and industry rank for Japan Post Bank Co's Dividend Payout Ratio or its related term are showing as below:


During the past 12 years, the highest Dividend Payout Ratio of Japan Post Bank Co was 0.70. The lowest was 0.50. And the median was 0.55.

JPPTY's Dividend Payout Ratio is not ranked *
in the Banks industry.
Industry Median: 0.32
* Ranked among companies with meaningful Dividend Payout Ratio only.

As of today (2026-06-26), the Dividend Yield % of Japan Post Bank Co is 2.39%.

During the past 12 years, the highest Trailing Annual Dividend Yield of Japan Post Bank Co was 6.36%. The lowest was 0.00%. And the median was 3.81%.

Japan Post Bank Co's Dividends per Share for the months ended in Dec. 2025 was $0.00.

During the past 12 months, Japan Post Bank Co's average Dividends Per Share Growth Rate was 27.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 14.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 7.20% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 5.70% per year.

During the past 12 years, the highest 3-Year average Dividends Per Share Growth Rate of Japan Post Bank Co was 26.00% per year. The lowest was 0.00% per year. And the median was 0.35% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Japan Post Bank Co (OTCPK:JPPTY) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Japan Post Bank Co Dividend Payout Ratio Related Terms

Japan Post Bank Co Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Japan Post Bank Co's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Japan Post Bank Co Dividend Payout Ratio Chart

Japan Post Bank Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.09 0.49 0.52 0.00

Japan Post Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.03 0.00 0.00 0.00 0.00

Japan Post Bank Co Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Japan Post Bank Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Japan Post Bank Co Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Japan Post Bank Co's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Japan Post Bank Co's Dividend Payout Ratio falls into.


JPPTY
50GF Score
Japan Post Bank Co Ltd JPPTY
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Japan Post Bank Co Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Japan Post Bank Co's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Mar. 2026 )/ EPS without NRI (A: Mar. 2026 )
=0/ 0.928
=0.00

Japan Post Bank Co's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0/ 0.247
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Japan Post Bank Co (JPPTY) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Japan Post Bank Co and its competitors. Over the past decade, Japan Post Bank Co's Dividend Payout Ratio has ranged from 0.50 to 0.70. According to the industry distribution chart, Japan Post Bank Co ranks #898 out of 1168 companies in the Banks industry, placing it in the top 76.9%.
Is Japan Post Bank Co's Dividend Payout Ratio too high?
Japan Post Bank Co's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 0.70. Based on the distribution chart, Japan Post Bank Co ranks #898 out of 1168 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Japan Post Bank Co has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Bank Co's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Japan Post Bank Co ranks #898 out of 1168 companies for Dividend Payout Ratio. This places Japan Post Bank Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Japan Post Bank Co's own Dividend Payout Ratio has ranged from 0.50 to 0.70 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Japan Post Bank Co and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Post Bank Co's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Bank Co (JPPTY) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.28, compared to a current price of $19.16 — trading 86.4% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Japan Post Bank Co's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Japan Post Bank Co (JPPTY), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Post Bank Co (JPPTY) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Post Bank Co stock appears to be overvalued. The current stock price of $19.16 is trading 86.4% above its estimated GF Value™ of $10.28. GuruFocus considers Japan Post Bank Co to be Significantly Overvalued.

Key valuation signals for JPPTY:

  • Dividend Payout Ratio: 0.00
  • GF Value™: $10.28 vs. price of $19.16 (86.4% above fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the JPPTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Japan Post Bank Co Business Description

Address 2-3-1 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8793
Japan Post Bank Co Ltd is the successor of the postal-savings system dating to the Meiji era. It was partially privatized in 2015, when the government sold to the public an 11% stake in parent company Japan Post Holdings, which in turn sold 11% stakes in Japan Post Bank and Japan Post Insurance to the public. Japan Post Bank is now 64% owned by Japan Post Holdings, which is majority owned by the government. The law requires Japan Post Holdings to divest itself of Japan Post Bank eventually. Japan Post Bank has 235 direct branches and also accepts deposits and sells investment products at more than 24,000 post offices across the country through a sales-agency agreement with Japan Post (an unlisted subsidiary of Japan Post Holdings).
50GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.16
Price
$10.28
GF Value