JPPTY (Japan Post Bank Co) Net Cash per Share: $-288.40 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JPPTY Japan Post Bank Co Ltd JPPTY
59 GF Score
Price $21.51
GF Value $9.03
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Japan Post Bank Co Net Cash per Share?

Japan Post Bank Co JPPTY +3.12% 59 Net Cash per Share is $-288.40 as of Mar. 2026. GuruFocus rates JPPTY with a GF Score™ of 59/100 and a GF Value™ of $9.03 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 8 Banks companies, Japan Post Bank Co ranks worse than 12499987.5% on this metric.

Net Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents plus Marketable Securities minus Total Liabilities minus Minority Interest and then divided by Shares Outstanding (EOP). Japan Post Bank Co's Net Cash per Share for the quarter that ended in Mar. 2026 was $-288.40.

The historical rank and industry rank for Japan Post Bank Co's Net Cash per Share or its related term are showing as below:

JPPTY's Price-to-Net-Cash is not ranked *
in the Banks industry.
Industry Median: 3.365
* Ranked among companies with meaningful Price-to-Net-Cash only.

Japan Post Bank Co  (OTCPK:JPPTY) Net Cash per Share Explanation

Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.

You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.


Japan Post Bank Co Net Cash per Share Related Terms


Japan Post Bank Co Net Cash per Share Historical Data

* Premium members only.

The historical data trend for Japan Post Bank Co's Net Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Japan Post Bank Co Net Cash per Share Chart

Japan Post Bank Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -350.98 -309.48 -307.36 -298.03 -288.40

Japan Post Bank Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -307.93 -303.87 -291.28 -288.40 -286.08

Japan Post Bank Co Net Cash per Share Competitor Comparison

For the Banks - Regional subindustry, Japan Post Bank Co's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Japan Post Bank Co Price-to-Net-Cash vs Banks Industry

For the Banks industry and Financial Services sector, Japan Post Bank Co's Price-to-Net-Cash distribution charts can be found below:

* The bar in red indicates where Japan Post Bank Co's Price-to-Net-Cash falls into.


JPPTY
59GF Score
Japan Post Bank Co Ltd JPPTY
Net Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Japan Post Bank Co Net Cash per Share Calculation

In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.

Japan Post Bank Co's Net Cash per Share for the fiscal year that ended in Mar. 2026 is calculated as

Net Cash per Share (A: Mar. 2026 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(342506.253+0-1369471.801-293.926)/3561.947
=-288.40

Japan Post Bank Co's Net Cash per Share for the quarter that ended in Mar. 2026 is calculated as

Net Cash per Share (Q: Mar. 2026 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(342506.253+0-1369471.801-293.926)/3561.947
=-288.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Cash per Share →
What does a Net Cash per Share of $-288.40 mean?
Japan Post Bank Co (JPPTY) has a Net Cash per Share of $-288.40 as of Mar. 2026. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Japan Post Bank Co and its competitors. According to the industry distribution chart, Japan Post Bank Co ranks #999999 out of 8 companies in the Banks industry.
Is Japan Post Bank Co's Net Cash per Share too high?
Japan Post Bank Co's current Net Cash per Share is $-288.40. Based on the distribution chart, Japan Post Bank Co ranks #999999 out of 8 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Japan Post Bank Co has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Bank Co's Net Cash per Share compare to competitors?
According to the Banks industry distribution chart, Japan Post Bank Co ranks #999999 out of 8 companies for Net Cash per Share. This places Japan Post Bank Co in the lower half of its industry. The industry median Net Cash per Share is 3.37. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Banks company?
The median Net Cash per Share among Banks companies is 3.37, based on 8 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Japan Post Bank Co and its competitors. For the Banks industry, the median Net Cash per Share is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Post Bank Co's current Net Cash per Share is $-288.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Bank Co (JPPTY) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.03, compared to a current price of $21.51 — trading 138.2% above its estimated fair value. The current Net Cash per Share is $-288.40. Japan Post Bank Co's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Japan Post Bank Co (JPPTY), the current Net Cash per Share is $-288.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Post Bank Co (JPPTY) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Post Bank Co stock appears to be overvalued. The current stock price of $21.51 is trading 138.2% above its estimated GF Value™ of $9.03. GuruFocus considers Japan Post Bank Co to be Significantly Overvalued.

Key valuation signals for JPPTY:

  • Net Cash per Share: $-288.40
  • GF Value™: $9.03 vs. price of $21.51 (138.2% above fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the JPPTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Japan Post Bank Co Business Description

Address 2-3-1 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8793
Japan Post Bank Co Ltd is the successor of the postal-savings system dating to the Meiji era. It was partially privatized in 2015, when the government sold to the public an 11% stake in parent company Japan Post Holdings, which in turn sold 11% stakes in Japan Post Bank and Japan Post Insurance to the public. Japan Post Bank is now 64% owned by Japan Post Holdings, which is majority owned by the government. The law requires Japan Post Holdings to divest itself of Japan Post Bank eventually. Japan Post Bank has 235 direct branches and also accepts deposits and sells investment products at more than 24,000 post offices across the country through a sales-agency agreement with Japan Post (an unlisted subsidiary of Japan Post Holdings).
59GF Score

Get the complete analysis for JPPTY

Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.51
Price
$9.03
GF Value