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Japan Post Bank CoJPPTY -0.05%41 Equity-to-Asset is 0.04 as of Mar. 2026, which is at its 10-year median of 0.04. GuruFocus rates JPPTY with a GF Score™ of 41/100 and a GF Value™ of $8.92 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,524 Banks companies, Japan Post Bank Co ranks worse than 95.21% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Japan Post Bank Co's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $58,062 Mil. Japan Post Bank Co's Total Assets for the quarter that ended in Mar. 2026 was $1,427,828 Mil.
Therefore, Japan Post Bank Co's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.04.
The historical rank and industry rank for Japan Post Bank Co's Equity-to-Asset or its related term are showing as below:
JPPTY'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.04 Med: 0.04 Max: 0.06
Current: 0.04
During the past 12 years, the highest Equity to Asset Ratio of Japan Post Bank Co was 0.06. The lowest was 0.04. And the median was 0.04.
JPPTY's Equity-to-Asset is ranked worse than 95.21% of 1524
companies
in the Banks industry
Industry Median: 0.1
vs JPPTY: 0.04
Japan Post Bank Co (OTCPK:JPPTY) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Japan Post Bank Co Equity-to-Asset Related Terms
Japan Post Bank Co Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Japan Post Bank Co's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Post Bank Co Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Japan Post Bank Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Post Bank Co Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Japan Post Bank Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Japan Post Bank Co's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Japan Post Bank Co's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Post Bank Co (JPPTY) has a Equity-to-Asset of 0.04 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Japan Post Bank Co and its competitors. This is near median its historical median of 0.04. Over the past decade, Japan Post Bank Co's Equity-to-Asset has ranged from 0.04 to 0.06. According to the industry distribution chart, Japan Post Bank Co ranks #1451 out of 1524 companies in the Banks industry, placing it in the top 95.2%.
Is Japan Post Bank Co's Equity-to-Asset too high?
Japan Post Bank Co's current Equity-to-Asset of 0.04 is near median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.06. The Banks industry median Equity-to-Asset is 0.10. Japan Post Bank Co's value of 0.04 is 60% below this industry median. Based on the distribution chart, Japan Post Bank Co ranks #1451 out of 1524 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Japan Post Bank Co has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Bank Co's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Japan Post Bank Co ranks #1451 out of 1524 companies for Equity-to-Asset. This places Japan Post Bank Co in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Japan Post Bank Co's value of 0.04 is 60% below this benchmark. Historically, Japan Post Bank Co's own Equity-to-Asset has ranged from 0.04 to 0.06 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.10, Japan Post Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Post Bank Co's current Equity-to-Asset of 0.04 is 60% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Japan Post Bank Co and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Post Bank Co's current Equity-to-Asset is 0.04, which is near median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Bank Co (JPPTY) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.92, compared to a current price of $19.30 — trading 116.4% above its estimated fair value. The current Equity-to-Asset is 0.04, which is near median its 10-year median of 0.04 and 60% below the Banks industry median of 0.10. Japan Post Bank Co's overall GF Score™ is 41/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Japan Post Bank Co (JPPTY), the current Equity-to-Asset is 0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Post Bank Co (JPPTY) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Post Bank Co stock appears to be overvalued.
The current stock price of $19.30 is trading 116.4% above its estimated GF Value™ of $8.92.
GuruFocus considers Japan Post Bank Co to be Significantly Overvalued.
Key valuation signals for JPPTY:
Equity-to-Asset: 0.04 (near median its 10-year median of 0.04)
GF Value™: $8.92 vs. price of $19.30 (116.4% above fair value)
Industry Position: 60% below the Banks median (#1451 of 1524)
No single metric tells the full story. See the JPPTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Post Bank Co Ltd is the successor of the postal-savings system dating to the Meiji era. It was partially privatized in 2015, when the government sold to the public an 11% stake in parent company Japan Post Holdings, which in turn sold 11% stakes in Japan Post Bank and Japan Post Insurance to the public. Japan Post Bank is now 64% owned by Japan Post Holdings, which is majority owned by the government. The law requires Japan Post Holdings to divest itself of Japan Post Bank eventually. Japan Post Bank has 235 direct branches and also accepts deposits and sells investment products at more than 24,000 post offices across the country through a sales-agency agreement with Japan Post (an unlisted subsidiary of Japan Post Holdings).
41GF Score
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