Japan Post Bank CoJPPTY -0.07%50 PS Ratio is 5.61 as of Jun. 30, 2026, which is 94% above its 10-year median of 2.89. GuruFocus rates JPPTY with a GF Score™ of 50/100 and a GF Value™ of $9.67 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,519 Banks companies, Japan Post Bank Co ranks worse than 90.13% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Japan Post Bank Co's share price is $18.9875.
Japan Post Bank Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $3.38. Hence, Japan Post Bank Co's PS Ratio for today is 5.61.
Warning Sign:
Japan Post Bank Co Ltd stock PS Ratio (=6.26) is close to 10-year high of 6.55.
The historical rank and industry rank for Japan Post Bank Co's PS Ratio or its related term are showing as below:
JPPTY'
s PS Ratio Range Over the Past 10 Years
Min: 1.61 Med: 2.89 Max: 6.55
Current: 5.89
During the past 12 years, Japan Post Bank Co's highest PS Ratio was 6.55. The lowest was 1.61. And the median was 2.89.
JPPTY's PS Ratio is ranked worse than 90.13% of 1519
companies
in the Banks industry
Industry Median: 2.97
vs JPPTY: 5.89
During the past 12 months, the average Revenue per Share Growth Rate of Japan Post Bank Co was 10.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 6.80% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 2.80% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 2.30% per year.
During the past 12 years, Japan Post Bank Co's highest 3-Year average Revenue per Share Growth Rate was 6.80% per year. The lowest was -1.80% per year. And the median was 3.10% per year.
Back to Basics: PS Ratio
Japan Post Bank Co (OTCPK:JPPTY) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Japan Post Bank Co PS Ratio Related Terms
Japan Post Bank Co PS Ratio Historical Data
* Premium members only.
The historical data trend for Japan Post Bank Co's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Japan Post Bank Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Post Bank Co PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Japan Post Bank Co's PS Ratio distribution charts can be found below:
* The bar in red indicates where Japan Post Bank Co's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Japan Post Bank Co's Share Price of today is $18.9875. Japan Post Bank Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.38.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Japan Post Bank Co (JPPTY) has a PS Ratio of 5.61 as of Jun. 30, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Japan Post Bank Co and its competitors. This is 94% above median its historical median of 2.89. Over the past decade, Japan Post Bank Co's PS Ratio has ranged from 1.61 to 6.55. According to the industry distribution chart, Japan Post Bank Co ranks #1369 out of 1519 companies in the Banks industry, placing it in the top 90.1%.
Is Japan Post Bank Co's PS Ratio too high?
Japan Post Bank Co's current PS Ratio of 5.61 is 94% above median its 10-year median of 2.89. Over the past 10 years, this metric has ranged from a low of 1.61 to a high of 6.55. The Banks industry median PS Ratio is 2.97. Japan Post Bank Co's value of 5.61 is 88.9% above this industry median. Based on the distribution chart, Japan Post Bank Co ranks #1369 out of 1519 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Japan Post Bank Co has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Bank Co's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Japan Post Bank Co ranks #1369 out of 1519 companies for PS Ratio. This places Japan Post Bank Co in the lower half of its industry. The industry median PS Ratio is 2.97. Japan Post Bank Co's value of 5.61 is 88.9% above this benchmark. Historically, Japan Post Bank Co's own PS Ratio has ranged from 1.61 to 6.55 over the past decade. While the company's 10-year median is 2.89 vs. the industry median of 2.97, Japan Post Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.97, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Post Bank Co's current PS Ratio of 5.61 is 88.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Japan Post Bank Co and its competitors. For the Banks industry, the median PS Ratio is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Post Bank Co's current PS Ratio is 5.61, which is 94% above median its own 10-year median of 2.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Bank Co (JPPTY) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.67, compared to a current price of $18.99 — trading 96.4% above its estimated fair value. The current PS Ratio is 5.61, which is 94% above median its 10-year median of 2.89 and 88.9% above the Banks industry median of 2.97. Japan Post Bank Co's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Japan Post Bank Co (JPPTY), the current PS Ratio is 5.61 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Post Bank Co (JPPTY) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Post Bank Co stock appears to be overvalued.
The current stock price of $18.99 is trading 96.4% above its estimated GF Value™ of $9.67.
GuruFocus considers Japan Post Bank Co to be Significantly Overvalued.
Key valuation signals for JPPTY:
PS Ratio: 5.61 (94% above median its 10-year median of 2.89)
GF Value™: $9.67 vs. price of $18.99 (96.4% above fair value)
Industry Position: 88.9% above the Banks median (#1369 of 1519)
No single metric tells the full story. See the JPPTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Post Bank Co Ltd is the successor of the postal-savings system dating to the Meiji era. It was partially privatized in 2015, when the government sold to the public an 11% stake in parent company Japan Post Holdings, which in turn sold 11% stakes in Japan Post Bank and Japan Post Insurance to the public. Japan Post Bank is now 64% owned by Japan Post Holdings, which is majority owned by the government. The law requires Japan Post Holdings to divest itself of Japan Post Bank eventually. Japan Post Bank has 235 direct branches and also accepts deposits and sells investment products at more than 24,000 post offices across the country through a sales-agency agreement with Japan Post (an unlisted subsidiary of Japan Post Holdings).
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