JPPTY (Japan Post Bank Co) GF Value Rank: 1 (As of Jul. 12, 2026) — 67% Below Median


JPPTY Japan Post Bank Co Ltd JPPTY
50 GF Score
Price $20.46
GF Value $10.21
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Japan Post Bank Co GF Value Rank?

Japan Post Bank Co JPPTY +0.69% 50 GF Value Rank is 1 as of Jul. 12, 2026, which is 67% below its 10-year median of 3.00. GuruFocus rates JPPTY with a GF Score™ of 50/100 and a GF Value™ of $10.21 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Japan Post Bank Co has the GF Value Rank of 1.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Japan Post Bank Co GF Value Rank Related Terms

Japan Post Bank Co GF Value Rank Competitor Comparison

For the Banks - Regional subindustry, Japan Post Bank Co's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Japan Post Bank Co GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Japan Post Bank Co's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Japan Post Bank Co's GF Value Rank falls into.


JPPTY
50GF Score
Japan Post Bank Co Ltd JPPTY
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 1 mean?
Japan Post Bank Co (JPPTY) has a GF Value Rank of 1 as of Jul. 12, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Japan Post Bank Co and its competitors. This is 67% below median its historical median of 3.00. Over the past decade, Japan Post Bank Co's GF Value Rank has ranged from 1.00 to 9.00.
Is Japan Post Bank Co's GF Value Rank too high?
Japan Post Bank Co's current GF Value Rank of 1 is 67% below median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, Japan Post Bank Co has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Bank Co's GF Value Rank compare to competitors?
Japan Post Bank Co's GF Value Rank of 1 can be compared against companies in the Banks industry. Historically, Japan Post Bank Co's own GF Value Rank has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Japan Post Bank Co and its competitors. Japan Post Bank Co's current GF Value Rank is 1, which is 67% below median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Bank Co (JPPTY) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.21, compared to a current price of $20.46 — trading 100.4% above its estimated fair value. The current GF Value Rank is 1, which is 67% below median its 10-year median of 3.00. Japan Post Bank Co's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Japan Post Bank Co (JPPTY), the current GF Value Rank is 1 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Post Bank Co (JPPTY) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Post Bank Co stock appears to be overvalued. The current stock price of $20.46 is trading 100.4% above its estimated GF Value™ of $10.21. GuruFocus considers Japan Post Bank Co to be Significantly Overvalued.

Key valuation signals for JPPTY:

  • GF Value Rank: 1 (67% below median its 10-year median of 3.00)
  • GF Value™: $10.21 vs. price of $20.46 (100.4% above fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the JPPTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Japan Post Bank Co Business Description

Address 2-3-1 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8793
Japan Post Bank Co Ltd is the successor of the postal-savings system dating to the Meiji era. It was partially privatized in 2015, when the government sold to the public an 11% stake in parent company Japan Post Holdings, which in turn sold 11% stakes in Japan Post Bank and Japan Post Insurance to the public. Japan Post Bank is now 64% owned by Japan Post Holdings, which is majority owned by the government. The law requires Japan Post Holdings to divest itself of Japan Post Bank eventually. Japan Post Bank has 235 direct branches and also accepts deposits and sells investment products at more than 24,000 post offices across the country through a sales-agency agreement with Japan Post (an unlisted subsidiary of Japan Post Holdings).
50GF Score

Get the complete analysis for JPPTY

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.46
Price
$10.21
GF Value