JPPTY (Japan Post Bank Co) FCF Margin %: 0.00% (As of Dec. 2025)


JPPTY Japan Post Bank Co Ltd JPPTY
50 GF Score
Price $18.70
GF Value $10.28
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Japan Post Bank Co FCF Margin %?

Japan Post Bank Co JPPTY -2.55% 50 FCF Margin % is 0.00% as of Dec. 2025. GuruFocus rates JPPTY with a GF Score™ of 50/100 and a GF Value™ of $10.28 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,504 Banks companies, Japan Post Bank Co ranks worse than 99.47% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Japan Post Bank Co's Free Cash Flow for the three months ended in Dec. 2025 was $0 Mil. Japan Post Bank Co's Revenue for the three months ended in Dec. 2025 was $2,877 Mil. Therefore, Japan Post Bank Co's FCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.

As of today, Japan Post Bank Co's current FCF Yield % is -89.69%.

The historical rank and industry rank for Japan Post Bank Co's FCF Margin % or its related term are showing as below:

JPPTY' s FCF Margin % Range Over the Past 10 Years
Min: -516.77   Med: 23.24   Max: 560.47
Current: -493.77


During the past 12 years, the highest FCF Margin % of Japan Post Bank Co was 560.47%. The lowest was -516.77%. And the median was 23.24%.

JPPTY's FCF Margin % is ranked worse than
99.47% of 1504 companies
in the Banks industry
Industry Median: 26.5 vs JPPTY: -493.77


Japan Post Bank Co FCF Margin % Related Terms


Japan Post Bank Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for Japan Post Bank Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Japan Post Bank Co FCF Margin % Chart

Japan Post Bank Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 442.58 -287.81 0.94 270.41 -516.77

Japan Post Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Japan Post Bank Co FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Japan Post Bank Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Japan Post Bank Co FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Japan Post Bank Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Japan Post Bank Co's FCF Margin % falls into.


JPPTY
50GF Score
Japan Post Bank Co Ltd JPPTY
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Japan Post Bank Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Japan Post Bank Co's FCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=-59742.253/11560.807
=-516.77 %

Japan Post Bank Co's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0/2876.875
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Japan Post Bank Co (JPPTY) has a FCF Margin % of 0.00% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Japan Post Bank Co and its competitors. According to the industry distribution chart, Japan Post Bank Co ranks #1496 out of 1504 companies in the Banks industry, placing it in the top 99.5%.
Is Japan Post Bank Co's FCF Margin % too high?
Japan Post Bank Co's current FCF Margin % is 0.00%. Based on the distribution chart, Japan Post Bank Co ranks #1496 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Japan Post Bank Co has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Bank Co's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Japan Post Bank Co ranks #1496 out of 1504 companies for FCF Margin %. This places Japan Post Bank Co in the lower half of its industry. The industry median FCF Margin % is 26.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Japan Post Bank Co and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Post Bank Co's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Bank Co (JPPTY) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.28, compared to a current price of $18.70 — trading 81.9% above its estimated fair value. The current FCF Margin % is 0.00%. Japan Post Bank Co's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Japan Post Bank Co (JPPTY), the current FCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Post Bank Co (JPPTY) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Post Bank Co stock appears to be overvalued. The current stock price of $18.70 is trading 81.9% above its estimated GF Value™ of $10.28. GuruFocus considers Japan Post Bank Co to be Significantly Overvalued.

Key valuation signals for JPPTY:

  • FCF Margin %: 0.00%
  • GF Value™: $10.28 vs. price of $18.70 (81.9% above fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the JPPTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Japan Post Bank Co Business Description

Address 2-3-1 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8793
Japan Post Bank Co Ltd is the successor of the postal-savings system dating to the Meiji era. It was partially privatized in 2015, when the government sold to the public an 11% stake in parent company Japan Post Holdings, which in turn sold 11% stakes in Japan Post Bank and Japan Post Insurance to the public. Japan Post Bank is now 64% owned by Japan Post Holdings, which is majority owned by the government. The law requires Japan Post Holdings to divest itself of Japan Post Bank eventually. Japan Post Bank has 235 direct branches and also accepts deposits and sells investment products at more than 24,000 post offices across the country through a sales-agency agreement with Japan Post (an unlisted subsidiary of Japan Post Holdings).
50GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.70
Price
$10.28
GF Value