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During the past 12 months, Insurance Australia Group's average EPS without NRIGrowth Rate was -10.90% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 79.20% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 27.50% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was -6.20% per year.
During the past 13 years, Insurance Australia Group's highest 3-Year average EPS without NRI Growth Rate was 149.00% per year. The lowest was -61.00% per year. And the median was 8.60% per year.
Insurance Australia Group (ASX:IAG) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Insurance Australia Group Earnings per Share (Diluted) Related Terms
Insurance Australia Group Earnings per Share (Diluted) Historical Data
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The historical data trend for Insurance Australia Group's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Insurance Australia Group Earnings per Share (Diluted) Chart
ASX:IAG vs CB, PGR, TRV: Earnings per Share (Diluted) Comparison
For the Insurance - Property & Casualty subindustry, Insurance Australia Group's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insurance Australia Group PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Insurance Australia Group's PE Ratio distribution charts can be found below:
* The bar in red indicates where Insurance Australia Group's PE Ratio falls into.
Insurance Australia Group Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Insurance Australia Group's Earnings Per Share (Diluted) for the fiscal year that ended in Jun. 2026 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$0.43
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of A$0.43 mean?
Insurance Australia Group (ASX:IAG) has a Earnings per Share (Diluted) of A$0.43 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Insurance Australia Group and its competitors. According to the industry distribution chart, Insurance Australia Group ranks #39 out of 400 companies in the Insurance industry, placing it in the top 9.7%.
Is Insurance Australia Group's Earnings per Share (Diluted) too high?
Insurance Australia Group's current Earnings per Share (Diluted) is A$0.43. Based on the distribution chart, Insurance Australia Group ranks #39 out of 400 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Insurance Australia Group has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Insurance Australia Group's Earnings per Share (Diluted) compare to CB and PGR?
According to the Insurance industry distribution chart, Insurance Australia Group ranks #39 out of 400 companies for Earnings per Share (Diluted). This places Insurance Australia Group in the top 10% of its industry — outperforming the majority of peers. The industry median Earnings per Share (Diluted) is 16.35. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.35, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Insurance Australia Group and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insurance Australia Group's current Earnings per Share (Diluted) is A$0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insurance Australia Group stock overvalued right now?
Based on GuruFocus' analysis, Insurance Australia Group (ASX:IAG) is currently considered Modestly Overvalued. The stock's GF Value™ is A$7.34, compared to a current price of A$8.14 — trading 10.9% above its estimated fair value. The current Earnings per Share (Diluted) is A$0.43. Insurance Australia Group's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Insurance Australia Group (ASX:IAG), the current Earnings per Share (Diluted) is A$0.43 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insurance Australia Group (ASX:IAG) Overvalued in 2026?
Based on GuruFocus' analysis, Insurance Australia Group stock appears to be overvalued.
The current stock price of A$8.14 is trading 10.9% above its estimated GF Value™ of A$7.34.
GuruFocus considers Insurance Australia Group to be Modestly Overvalued.
Key valuation signals for ASX:IAG:
Earnings per Share (Diluted): A$0.43
GF Value™: A$7.34 vs. price of A$8.14 (10.9% above fair value)
No single metric tells the full story. See the ASX:IAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insurance Australia Group is the biggest domestic general insurer by gross written premiums, operating in Australia and New Zealand. The key general insurance markets in which the company operates are home and contents, motor vehicle and compulsory third party, and short-tail commercial. Insurance Australia Group sells insurance under several brands, including NRMA, CGU, SGIO, SGIC, WFI, and Swann in Australia and NZI, State, AMI, and Lumley in New Zealand.
81GF Score
Get the complete analysis for ASX:IAG
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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