Insurance Australia Group (ASX:IAG) Asset Turnover: 0.30 (As of Dec. 2025)


ASX:IAG Insurance Australia Group Ltd ASX:IAG
71 GF Score
Price A$8.05
GF Value A$7.37
Valuation Fairly Valued
! 2 Warning Signs
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What is Insurance Australia Group Asset Turnover?

Insurance Australia Group ASX:IAG -1.95% 71 Asset Turnover is 0.30 as of Dec. 2025. GuruFocus rates ASX:IAG with a GF Score™ of 71/100 and a GF Value™ of A$7.37 (Fairly Valued). The stock has 2 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Insurance Australia Group's Revenue for the six months ended in Dec. 2025 was A$7,945 Mil. Insurance Australia Group's Total Assets for the quarter that ended in Dec. 2025 was A$26,978 Mil. Therefore, Insurance Australia Group's Asset Turnover for the quarter that ended in Dec. 2025 was 0.30.

Asset Turnover is linked to ROE % through Du Pont Formula. Insurance Australia Group's annualized ROE % for the quarter that ended in Dec. 2025 was 13.81%. It is also linked to ROA % through Du Pont Formula. Insurance Australia Group's annualized ROA % for the quarter that ended in Dec. 2025 was 3.74%.


Insurance Australia Group  (ASX:IAG) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Insurance Australia Group's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=1010/7315.5
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(1010 / 15890)*(15890 / 26977.5)*(26977.5/ 7315.5)
=Net Margin %*Asset Turnover*Equity Multiplier
=6.36 %*0.589*3.6877
=ROA %*Equity Multiplier
=3.74 %*3.6877
=13.81 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Insurance Australia Group's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=1010/26977.5
=(Net Income / Revenue)*(Revenue / Total Assets)
=(1010 / 15890)*(15890 / 26977.5)
=Net Margin %*Asset Turnover
=6.36 %*0.589
=3.74 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Insurance Australia Group Asset Turnover Related Terms


Insurance Australia Group Asset Turnover Historical Data

* Premium members only.

The historical data trend for Insurance Australia Group's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insurance Australia Group Asset Turnover Chart

Insurance Australia Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.29 0.26 0.30 0.45 0.57

Insurance Australia Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.23 0.26 0.30 0.28 0.30

ASX:IAG vs CB, PGR, TRV: Asset Turnover Comparison

For the Insurance - Property & Casualty subindustry, Insurance Australia Group's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Insurance Australia Group Asset Turnover vs Insurance Industry

For the Insurance industry and Financial Services sector, Insurance Australia Group's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Insurance Australia Group's Asset Turnover falls into.


ASX:IAG
71GF Score
Insurance Australia Group Ltd ASX:IAG
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Insurance Australia Group Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Insurance Australia Group's Asset Turnover for the fiscal year that ended in Jun. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Jun. 2025 )/( (Total Assets (A: Jun. 2024 )+Total Assets (A: Jun. 2025 ))/ count )
=14902/( (25617+26309)/ 2 )
=14902/25963
=0.57

Insurance Australia Group's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=7945/( (26309+27646)/ 2 )
=7945/26977.5
=0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.30 mean?
Insurance Australia Group (ASX:IAG) has a Asset Turnover of 0.30 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Insurance Australia Group and its competitors.
Is Insurance Australia Group's Asset Turnover too high?
Insurance Australia Group's current Asset Turnover is 0.30. Overall, Insurance Australia Group has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Insurance Australia Group's Asset Turnover compare to CB and PGR?
Insurance Australia Group's Asset Turnover of 0.30 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for an Insurance company?
A good Asset Turnover depends on the Insurance industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Insurance Australia Group and its competitors. Insurance Australia Group's current Asset Turnover is 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insurance Australia Group stock overvalued right now?
Based on GuruFocus' analysis, Insurance Australia Group (ASX:IAG) is currently considered Fairly Valued. The stock's GF Value™ is A$7.37, compared to a current price of A$8.05 — trading 9.2% above its estimated fair value. The current Asset Turnover is 0.30. Insurance Australia Group's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Insurance Australia Group (ASX:IAG), the current Asset Turnover is 0.30 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insurance Australia Group (ASX:IAG) Overvalued in 2026?

Based on GuruFocus' analysis, Insurance Australia Group stock appears to be overvalued. The current stock price of A$8.05 is trading 9.2% above its estimated GF Value™ of A$7.37. GuruFocus considers Insurance Australia Group to be Fairly Valued.

Key valuation signals for ASX:IAG:

  • Asset Turnover: 0.30
  • GF Value™: A$7.37 vs. price of A$8.05 (9.2% above fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the ASX:IAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Insurance Australia Group Business Description

Address Darling Park, 201 Sussex Street, Level 13, Tower Two, Level 9, Sydney, NSW, AUS, 2000
Insurance Australia Group is the biggest domestic general insurer by gross written premiums, operating in Australia and New Zealand. The key general insurance markets in which the company operates are home and contents, motor vehicle and compulsory third party, and short-tail commercial. Insurance Australia Group sells insurance under several brands, including NRMA, CGU, SGIO, SGIC, WFI, and Swann in Australia and NZI, State, AMI, and Lumley in New Zealand.
71GF Score

Get the complete analysis for ASX:IAG

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$8.05
Price
A$7.37
GF Value