During the past 12 months, Insurance Australia Group's average EPS without NRIGrowth Rate was -10.90% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 79.20% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 27.50% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was -6.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.
During the past 13 years, Insurance Australia Group's highest 3-Year average EPS without NRI Growth Rate was 149.00% per year. The lowest was -61.00% per year. And the median was 8.60% per year.
Insurance Australia Group (ASX:IAG) EPS (Diluted) Explanation
EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Insurance Australia Group EPS (Diluted) Related Terms
Insurance Australia Group EPS (Diluted) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Insurance Australia Group's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insurance Australia Group PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Insurance Australia Group's PE Ratio distribution charts can be found below:
* The bar in red indicates where Insurance Australia Group's PE Ratio falls into.
Insurance Australia Group EPS (Diluted) Calculation
EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.
Insurance Australia Group's Diluted EPS for the fiscal year that ended in Jun. 2025 is calculated as
EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$0.46
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Insurance Australia Group (ASX:IAG) has a EPS (Diluted) of A$0.46 as of Dec. 2025. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Insurance Australia Group and its competitors.
Is Insurance Australia Group's EPS (Diluted) too high?
Insurance Australia Group's current EPS (Diluted) is A$0.46. Overall, Insurance Australia Group has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Insurance Australia Group's EPS (Diluted) compare to CB and PGR?
Insurance Australia Group's EPS (Diluted) of A$0.46 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for an Insurance company?
A good EPS (Diluted) depends on the Insurance industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Insurance Australia Group and its competitors. Insurance Australia Group's current EPS (Diluted) is A$0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insurance Australia Group stock overvalued right now?
Based on GuruFocus' analysis, Insurance Australia Group (ASX:IAG) is currently considered Modestly Overvalued. The stock's GF Value™ is A$7.33, compared to a current price of A$8.20 — trading 11.9% above its estimated fair value. The current EPS (Diluted) is A$0.46. Insurance Australia Group's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For Insurance Australia Group (ASX:IAG), the current EPS (Diluted) is A$0.46 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insurance Australia Group (ASX:IAG) Overvalued in 2026?
Based on GuruFocus' analysis, Insurance Australia Group stock appears to be overvalued.
The current stock price of A$8.20 is trading 11.9% above its estimated GF Value™ of A$7.33.
GuruFocus considers Insurance Australia Group to be Modestly Overvalued.
Key valuation signals for ASX:IAG:
EPS (Diluted): A$0.46
GF Value™: A$7.33 vs. price of A$8.20 (11.9% above fair value)
No single metric tells the full story. See the ASX:IAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insurance Australia Group is the biggest domestic general insurer by gross written premiums, operating in Australia and New Zealand. The key general insurance markets in which the company operates are home and contents, motor vehicle and compulsory third party, and short-tail commercial. Insurance Australia Group sells insurance under several brands, including NRMA, CGU, SGIO, SGIC, WFI, and Swann in Australia and NZI, State, AMI, and Lumley in New Zealand.
78GF Score
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EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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