Insurance Australia Group (ASX:IAG) Total Premiums Earned: A$-3,223 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:IAG Insurance Australia Group Ltd ASX:IAG
81 GF Score
Price A$8.14
GF Value A$7.34
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Insurance Australia Group Total Premiums Earned?

Insurance Australia Group ASX:IAG +4.23% 81 Total Premiums Earned is A$-3,223 Mil as of Jun. 2026. GuruFocus rates ASX:IAG with a GF Score™ of 81/100 and a GF Value™ of A$7.34 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Total premiums earned is the portion of the premium that insurance companies earned by providing insurances for the time period that has already passed. Insurance Australia Group's total premiums earned for the six months ended in Jun. 2026 was A$-10,857 Mil. Its total premiums earned for the trailing twelve months (TTM) ended in Jun. 2026 was A$-3,223 Mil.

Insurance Australia Group's quarterly total premiums earned increased from Jun. 2025 (A$-9,448 Mil) to Dec. 2025 (A$7,634 Mil) but then declined from Dec. 2025 (A$7,634 Mil) to Jun. 2026 (A$-10,857 Mil).

Insurance Australia Group's annual total premiums earned declined from Jun. 2024 (A$-2,196 Mil) to Jun. 2025 (A$-2,342 Mil) and declined from Jun. 2025 (A$-2,342 Mil) to Jun. 2026 (A$-3,223 Mil).


Insurance Australia Group Total Premiums Earned Historical Data

* Premium members only.

The historical data trend for Insurance Australia Group's Total Premiums Earned can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insurance Australia Group Total Premiums Earned Chart

Insurance Australia Group Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Total Premiums Earned
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7,909.00 8,326.00 -2,196.00 -2,342.00 -3,223.00

Insurance Australia Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Total Premiums Earned Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8,705.00 7,106.00 -9,448.00 7,634.00 -10,857.00
ASX:IAG
81GF Score
Insurance Australia Group Ltd ASX:IAG
Total Premiums Earned is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Insurance Australia Group Total Premiums Earned Calculation

The portion of the premium that insurance companies earned by providing insurances for the time period that has already passed.

Total Premiums Earned for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$-3,223 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Premiums Earned →
What does a Total Premiums Earned of A$-3,223 Mil mean?
Insurance Australia Group (ASX:IAG) has a Total Premiums Earned of A$-3,223 Mil as of Jun. 2026. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on Insurance Australia Group and its competitors.
Is Insurance Australia Group's Total Premiums Earned too high?
Insurance Australia Group's current Total Premiums Earned is A$-3,223 Mil. Overall, Insurance Australia Group has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Insurance Australia Group's Total Premiums Earned compare to CB and PGR?
Insurance Australia Group's Total Premiums Earned of A$-3,223 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Premiums Earned for an Insurance company?
A good Total Premiums Earned depends on the Insurance industry context. However, Total Premiums Earned should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Premiums Earned mean?
A high Total Premiums Earned can signal that a stock is expensive relative to its fundamentals. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on Insurance Australia Group and its competitors. Insurance Australia Group's current Total Premiums Earned is A$-3,223 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insurance Australia Group stock overvalued right now?
Based on GuruFocus' analysis, Insurance Australia Group (ASX:IAG) is currently considered Modestly Overvalued. The stock's GF Value™ is A$7.34, compared to a current price of A$8.14 — trading 10.9% above its estimated fair value. The current Total Premiums Earned is A$-3,223 Mil. Insurance Australia Group's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Premiums Earned calculated?
Total Premiums Earned is calculated from a company's financial statements. For Insurance Australia Group (ASX:IAG), the current Total Premiums Earned is A$-3,223 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insurance Australia Group (ASX:IAG) Overvalued in 2026?

Based on GuruFocus' analysis, Insurance Australia Group stock appears to be overvalued. The current stock price of A$8.14 is trading 10.9% above its estimated GF Value™ of A$7.34. GuruFocus considers Insurance Australia Group to be Modestly Overvalued.

Key valuation signals for ASX:IAG:

  • Total Premiums Earned: A$-3,223 Mil
  • GF Value™: A$7.34 vs. price of A$8.14 (10.9% above fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the ASX:IAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Insurance Australia Group Business Description

Address Darling Park, 201 Sussex Street, Level 13, Tower Two, Level 9, Sydney, NSW, AUS, 2000
Insurance Australia Group is the biggest domestic general insurer by gross written premiums, operating in Australia and New Zealand. The key general insurance markets in which the company operates are home and contents, motor vehicle and compulsory third party, and short-tail commercial. Insurance Australia Group sells insurance under several brands, including NRMA, CGU, SGIO, SGIC, WFI, and Swann in Australia and NZI, State, AMI, and Lumley in New Zealand.
81GF Score

Get the complete analysis for ASX:IAG

Total Premiums Earned is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$8.14
Price
A$7.34
GF Value