Insurance Australia GroupASX:IAG -0.62%78 Shareholder Yield % is 3.18% as of Dec. 2025, which is 18% below its 10-year median of 3.89. GuruFocus rates ASX:IAG with a GF Score™ of 78/100 and a GF Value™ of A$7.33 (Fairly Valued). The stock has 8 warning signs investors should review. Among 495 Insurance companies, Insurance Australia Group ranks better than 53.54% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Insurance Australia Group's Shareholder Yield % was 3.18%.
Insurance Australia Group (ASX:IAG) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Insurance Australia Group Shareholder Yield % Related Terms
Insurance Australia Group Shareholder Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Insurance Australia Group Shareholder Yield % Chart
ASX:IAG vs CB, PGR, TRV: Shareholder Yield % Comparison
For the Insurance - Property & Casualty subindustry, Insurance Australia Group's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insurance Australia Group Shareholder Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Insurance Australia Group's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Insurance Australia Group's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Insurance Australia Group (ASX:IAG) has a Shareholder Yield % of 3.18% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Insurance Australia Group and its competitors. This is 18% below median its historical median of 3.89. According to the industry distribution chart, Insurance Australia Group ranks #230 out of 495 companies in the Insurance industry, placing it in the top 46.5%.
Is Insurance Australia Group's Shareholder Yield % too high?
Insurance Australia Group's current Shareholder Yield % of 3.18% is 18% below median its 10-year median of 3.89. The Insurance industry median Shareholder Yield % is 2.77. Insurance Australia Group's value of 3.18% is 14.8% above this industry median. Based on the distribution chart, Insurance Australia Group ranks #230 out of 495 companies in the Insurance industry, which is above the industry midpoint. Overall, Insurance Australia Group has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Insurance Australia Group's Shareholder Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Insurance Australia Group ranks #230 out of 495 companies for Shareholder Yield %. This puts Insurance Australia Group in the upper half of its industry. The industry median Shareholder Yield % is 2.77. Insurance Australia Group's value of 3.18% is 14.8% above this benchmark. While the company's 10-year median is 3.89 vs. the industry median of 2.77, Insurance Australia Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.77, based on 495 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insurance Australia Group's current Shareholder Yield % of 3.18% is 14.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Insurance Australia Group and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insurance Australia Group's current Shareholder Yield % is 3.18%, which is 18% below median its own 10-year median of 3.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insurance Australia Group stock overvalued right now?
Based on GuruFocus' analysis, Insurance Australia Group (ASX:IAG) is currently considered Fairly Valued. The stock's GF Value™ is A$7.33, compared to a current price of A$8.04 — trading 9.7% above its estimated fair value. The current Shareholder Yield % is 3.18%, which is 18% below median its 10-year median of 3.89 and 14.8% above the Insurance industry median of 2.77. Insurance Australia Group's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Insurance Australia Group (ASX:IAG), the current Shareholder Yield % is 3.18% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insurance Australia Group (ASX:IAG) Overvalued in 2026?
Based on GuruFocus' analysis, Insurance Australia Group stock appears to be overvalued.
The current stock price of A$8.04 is trading 9.7% above its estimated GF Value™ of A$7.33.
GuruFocus considers Insurance Australia Group to be Fairly Valued.
Key valuation signals for ASX:IAG:
Shareholder Yield %: 3.18% (18% below median its 10-year median of 3.89)
GF Value™: A$7.33 vs. price of A$8.04 (9.7% above fair value)
Industry Position: 14.8% above the Insurance median (#230 of 495)
No single metric tells the full story. See the ASX:IAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insurance Australia Group is the biggest domestic general insurer by gross written premiums, operating in Australia and New Zealand. The key general insurance markets in which the company operates are home and contents, motor vehicle and compulsory third party, and short-tail commercial. Insurance Australia Group sells insurance under several brands, including NRMA, CGU, SGIO, SGIC, WFI, and Swann in Australia and NZI, State, AMI, and Lumley in New Zealand.
78GF Score
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