Insurance Australia Group (ASX:IAG) Interest Expense: A$-792 Mil (TTM As of Dec. 2025)


ASX:IAG Insurance Australia Group Ltd ASX:IAG
78 GF Score
Price A$8.20
GF Value A$7.33
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Insurance Australia Group Interest Expense?

Insurance Australia Group ASX:IAG +1.99% 78 Interest Expense is A$-792 Mil as of Dec. 2025. GuruFocus rates ASX:IAG with a GF Score™ of 78/100 and a GF Value™ of A$7.33 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Insurance Australia Group's interest expense for the six months ended in Dec. 2025 was A$ -90 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was A$-792 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Insurance Australia Group's Operating Income for the six months ended in Dec. 2025 was A$ 905 Mil. Insurance Australia Group's Interest Expense for the six months ended in Dec. 2025 was A$ -90 Mil. Insurance Australia Group's Interest Coverage for the quarter that ended in Dec. 2025 was 10.06. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Insurance Australia Group  (ASX:IAG) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Insurance Australia Group's Interest Expense for the six months ended in Dec. 2025 was A$-90 Mil. Its EBIT for the six months ended in Dec. 2025 was A$905 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was A$3,259 Mil.

Insurance Australia Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* EBIT (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*905/-90
=10.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Insurance Australia Group Ltd interest coverage is 3.21, which is low.

Insurance Australia Group Interest Expense Historical Data

* Premium members only.

The historical data trend for Insurance Australia Group's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insurance Australia Group Interest Expense Chart

Insurance Australia Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -89.00 -93.00 -145.00 -530.00 -794.00

Insurance Australia Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -85.00 -445.00 -92.00 -702.00 -90.00
ASX:IAG
78GF Score
Insurance Australia Group Ltd ASX:IAG
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Insurance Australia Group Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$-792 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of A$-792 Mil mean?
Insurance Australia Group (ASX:IAG) has a Interest Expense of A$-792 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Insurance Australia Group and its competitors.
Is Insurance Australia Group's Interest Expense too high?
Insurance Australia Group's current Interest Expense is A$-792 Mil. Overall, Insurance Australia Group has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Insurance Australia Group's Interest Expense compare to CB and PGR?
Insurance Australia Group's Interest Expense of A$-792 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Insurance Australia Group and its competitors. Insurance Australia Group's current Interest Expense is A$-792 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insurance Australia Group stock overvalued right now?
Based on GuruFocus' analysis, Insurance Australia Group (ASX:IAG) is currently considered Modestly Overvalued. The stock's GF Value™ is A$7.33, compared to a current price of A$8.20 — trading 11.9% above its estimated fair value. The current Interest Expense is A$-792 Mil. Insurance Australia Group's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Insurance Australia Group (ASX:IAG), the current Interest Expense is A$-792 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insurance Australia Group (ASX:IAG) Overvalued in 2026?

Based on GuruFocus' analysis, Insurance Australia Group stock appears to be overvalued. The current stock price of A$8.20 is trading 11.9% above its estimated GF Value™ of A$7.33. GuruFocus considers Insurance Australia Group to be Modestly Overvalued.

Key valuation signals for ASX:IAG:

  • Interest Expense: A$-792 Mil
  • GF Value™: A$7.33 vs. price of A$8.20 (11.9% above fair value)
  • GF Score™: 78/100 with 8 warning signs

No single metric tells the full story. See the ASX:IAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Insurance Australia Group Business Description

Address Darling Park, 201 Sussex Street, Level 13, Tower Two, Level 9, Sydney, NSW, AUS, 2000
Insurance Australia Group is the biggest domestic general insurer by gross written premiums, operating in Australia and New Zealand. The key general insurance markets in which the company operates are home and contents, motor vehicle and compulsory third party, and short-tail commercial. Insurance Australia Group sells insurance under several brands, including NRMA, CGU, SGIO, SGIC, WFI, and Swann in Australia and NZI, State, AMI, and Lumley in New Zealand.
78GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$8.20
Price
A$7.33
GF Value