Insurance Australia Group (ASX:IAG) FCF Yield %: 5.62 (As of Jun. 27, 2026) — 63% Above Median


ASX:IAG Insurance Australia Group Ltd ASX:IAG
71 GF Score
Price A$8.05
GF Value A$7.37
Valuation Fairly Valued
! 2 Warning Signs
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What is Insurance Australia Group FCF Yield %?

Insurance Australia Group ASX:IAG -1.95% 71 FCF Yield % is 5.62 as of Jun. 27, 2026, which is 63% above its 10-year median of 3.44. GuruFocus rates ASX:IAG with a GF Score™ of 71/100 and a GF Value™ of A$7.37 (Fairly Valued). The stock has 2 warning signs investors should review. Among 504 Insurance companies, Insurance Australia Group ranks worse than 57.54% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Insurance Australia Group's Trailing 12-Month Free Cash Flow is A$1,059 Mil, and Market Cap is A$18,821 Mil. Therefore, Insurance Australia Group's FCF Yield % for today is 5.62%.

The historical rank and industry rank for Insurance Australia Group's FCF Yield % or its related term are showing as below:

ASX:IAG' s FCF Yield % Range Over the Past 10 Years
Min: -92.54   Med: 3.44   Max: 16.23
Current: 5.62


During the past 13 years, the highest FCF Yield % of Insurance Australia Group was 16.23%. The lowest was -92.54%. And the median was 3.44%.

ASX:IAG's FCF Yield % is ranked worse than
57.54% of 504 companies
in the Insurance industry
Industry Median: 7.115 vs ASX:IAG: 5.62

Insurance Australia Group's FCF Margin % for the quarter that ended in Dec. 2025 was 0.39%.


Insurance Australia Group FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Insurance Australia Group FCF Yield % Related Terms


Insurance Australia Group FCF Yield % Historical Data

* Premium members only.

The historical data trend for Insurance Australia Group's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insurance Australia Group FCF Yield % Chart

Insurance Australia Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.66 8.36 3.25 10.64 6.33

Insurance Australia Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.84 11.76 3.24 9.63 0.33

ASX:IAG vs CB, PGR, TRV: FCF Yield % Comparison

For the Insurance - Property & Casualty subindustry, Insurance Australia Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Insurance Australia Group FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Insurance Australia Group's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Insurance Australia Group's FCF Yield % falls into.


ASX:IAG
71GF Score
Insurance Australia Group Ltd ASX:IAG
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Insurance Australia Group FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Insurance Australia Group's FCF Yield % for the fiscal year that ended in Jun. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=1352 / 21355.95
=6.33%

Insurance Australia Group's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=31 * 2 / 18872.7
=0.33%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 5.62 mean?
Insurance Australia Group (ASX:IAG) has a FCF Yield % of 5.62 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Insurance Australia Group and its competitors. This is 63% above median its historical median of 3.44. According to the industry distribution chart, Insurance Australia Group ranks #290 out of 504 companies in the Insurance industry, placing it in the top 57.5%.
Is Insurance Australia Group's FCF Yield % too high?
Insurance Australia Group's current FCF Yield % of 5.62 is 63% above median its 10-year median of 3.44. The Insurance industry median FCF Yield % is 7.12. Insurance Australia Group's value of 5.62 is 21% below this industry median. Based on the distribution chart, Insurance Australia Group ranks #290 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Insurance Australia Group has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Insurance Australia Group's FCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Insurance Australia Group ranks #290 out of 504 companies for FCF Yield %. This places Insurance Australia Group in the lower half of its industry. The industry median FCF Yield % is 7.12. Insurance Australia Group's value of 5.62 is 21% below this benchmark. While the company's 10-year median is 3.44 vs. the industry median of 7.12, Insurance Australia Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insurance Australia Group's current FCF Yield % of 5.62 is 21% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Insurance Australia Group and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insurance Australia Group's current FCF Yield % is 5.62, which is 63% above median its own 10-year median of 3.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insurance Australia Group stock overvalued right now?
Based on GuruFocus' analysis, Insurance Australia Group (ASX:IAG) is currently considered Fairly Valued. The stock's GF Value™ is A$7.37, compared to a current price of A$8.05 — trading 9.2% above its estimated fair value. The current FCF Yield % is 5.62, which is 63% above median its 10-year median of 3.44 and 21% below the Insurance industry median of 7.12. Insurance Australia Group's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Insurance Australia Group (ASX:IAG), the current FCF Yield % is 5.62 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insurance Australia Group (ASX:IAG) Overvalued in 2026?

Based on GuruFocus' analysis, Insurance Australia Group stock appears to be overvalued. The current stock price of A$8.05 is trading 9.2% above its estimated GF Value™ of A$7.37. GuruFocus considers Insurance Australia Group to be Fairly Valued.

Key valuation signals for ASX:IAG:

  • FCF Yield %: 5.62 (63% above median its 10-year median of 3.44)
  • GF Value™: A$7.37 vs. price of A$8.05 (9.2% above fair value)
  • GF Score™: 71/100 with 2 warning signs
  • Industry Position: 21% below the Insurance median (#290 of 504)

No single metric tells the full story. See the ASX:IAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Insurance Australia Group Business Description

Address Darling Park, 201 Sussex Street, Level 13, Tower Two, Level 9, Sydney, NSW, AUS, 2000
Insurance Australia Group is the biggest domestic general insurer by gross written premiums, operating in Australia and New Zealand. The key general insurance markets in which the company operates are home and contents, motor vehicle and compulsory third party, and short-tail commercial. Insurance Australia Group sells insurance under several brands, including NRMA, CGU, SGIO, SGIC, WFI, and Swann in Australia and NZI, State, AMI, and Lumley in New Zealand.
71GF Score

Get the complete analysis for ASX:IAG

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$8.05
Price
A$7.37
GF Value