Insurance Australia GroupASX:IAG +1.99%78 PS Ratio is 1.28 as of Jul. 03, 2026, which is 15% below its 10-year median of 1.50. GuruFocus rates ASX:IAG with a GF Score™ of 78/100 and a GF Value™ of A$7.33 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 502 Insurance companies, Insurance Australia Group ranks worse than 57.77% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Insurance Australia Group's share price is A$8.20.
Insurance Australia Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was A$6.41. Hence, Insurance Australia Group's PS Ratio for today is 1.28.
Warning Sign:
Insurance Australia Group Ltd stock PS Ratio (=1.31) is close to 1-year high of 1.44.
The historical rank and industry rank for Insurance Australia Group's PS Ratio or its related term are showing as below:
ASX:IAG'
s PS Ratio Range Over the Past 10 Years
Min: 1.07 Med: 1.5 Max: 2.4
Current: 1.29
During the past 13 years, Insurance Australia Group's highest PS Ratio was 2.40. The lowest was 1.07. And the median was 1.50.
ASX:IAG's PS Ratio is ranked worse than 57.77% of 502
companies
in the Insurance industry
Industry Median: 1.15
vs ASX:IAG: 1.29
During the past 12 months, the average Revenue per Share Growth Rate of Insurance Australia Group was 11.10% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 21.80% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 12.20% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 2.10% per year.
During the past 13 years, Insurance Australia Group's highest 3-Year average Revenue per Share Growth Rate was 25.20% per year. The lowest was -6.70% per year. And the median was -0.15% per year.
Back to Basics: PS Ratio
Insurance Australia Group (ASX:IAG) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Insurance Australia Group PS Ratio Related Terms
Insurance Australia Group PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Insurance Australia Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insurance Australia Group PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Insurance Australia Group's PS Ratio distribution charts can be found below:
* The bar in red indicates where Insurance Australia Group's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Insurance Australia Group's Share Price of today is A$8.20.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Insurance Australia Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was A$6.41.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Insurance Australia Group (ASX:IAG) has a PS Ratio of 1.28 as of Jul. 03, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Insurance Australia Group and its competitors. This is 15% below median its historical median of 1.50. Over the past decade, Insurance Australia Group's PS Ratio has ranged from 1.07 to 2.40. According to the industry distribution chart, Insurance Australia Group ranks #290 out of 502 companies in the Insurance industry, placing it in the top 57.8%.
Is Insurance Australia Group's PS Ratio too high?
Insurance Australia Group's current PS Ratio of 1.28 is 15% below median its 10-year median of 1.50. Over the past 10 years, this metric has ranged from a low of 1.07 to a high of 2.40. The Insurance industry median PS Ratio is 1.15. Insurance Australia Group's value of 1.28 is 11.3% above this industry median. Based on the distribution chart, Insurance Australia Group ranks #290 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Insurance Australia Group has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Insurance Australia Group's PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Insurance Australia Group ranks #290 out of 502 companies for PS Ratio. This places Insurance Australia Group in the lower half of its industry. The industry median PS Ratio is 1.15. Insurance Australia Group's value of 1.28 is 11.3% above this benchmark. Historically, Insurance Australia Group's own PS Ratio has ranged from 1.07 to 2.40 over the past decade. While the company's 10-year median is 1.50 vs. the industry median of 1.15, Insurance Australia Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insurance Australia Group's current PS Ratio of 1.28 is 11.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Insurance Australia Group and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insurance Australia Group's current PS Ratio is 1.28, which is 15% below median its own 10-year median of 1.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insurance Australia Group stock overvalued right now?
Based on GuruFocus' analysis, Insurance Australia Group (ASX:IAG) is currently considered Modestly Overvalued. The stock's GF Value™ is A$7.33, compared to a current price of A$8.20 — trading 11.9% above its estimated fair value. The current PS Ratio is 1.28, which is 15% below median its 10-year median of 1.50 and 11.3% above the Insurance industry median of 1.15. Insurance Australia Group's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Insurance Australia Group (ASX:IAG), the current PS Ratio is 1.28 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insurance Australia Group (ASX:IAG) Overvalued in 2026?
Based on GuruFocus' analysis, Insurance Australia Group stock appears to be overvalued.
The current stock price of A$8.20 is trading 11.9% above its estimated GF Value™ of A$7.33.
GuruFocus considers Insurance Australia Group to be Modestly Overvalued.
Key valuation signals for ASX:IAG:
PS Ratio: 1.28 (15% below median its 10-year median of 1.50)
GF Value™: A$7.33 vs. price of A$8.20 (11.9% above fair value)
Industry Position: 11.3% above the Insurance median (#290 of 502)
No single metric tells the full story. See the ASX:IAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insurance Australia Group is the biggest domestic general insurer by gross written premiums, operating in Australia and New Zealand. The key general insurance markets in which the company operates are home and contents, motor vehicle and compulsory third party, and short-tail commercial. Insurance Australia Group sells insurance under several brands, including NRMA, CGU, SGIO, SGIC, WFI, and Swann in Australia and NZI, State, AMI, and Lumley in New Zealand.
78GF Score
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