Insurance Australia Group (ASX:IAG) ROE % Adjusted to Book Value: 5.35% (As of Dec. 2025)


ASX:IAG Insurance Australia Group Ltd ASX:IAG
78 GF Score
Price A$8.05
GF Value A$7.37
Valuation Fairly Valued
! 8 Warning Signs
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What is Insurance Australia Group ROE % Adjusted to Book Value?

Insurance Australia Group ASX:IAG -1.95% 78 ROE % Adjusted to Book Value is 5.35% as of Dec. 2025. GuruFocus rates ASX:IAG with a GF Score™ of 78/100 and a GF Value™ of A$7.37 (Fairly Valued). The stock has 8 warning signs investors should review.

Insurance Australia Group's ROE % for the quarter that ended in Dec. 2025 was 13.81%. Insurance Australia Group's PB Ratio for the quarter that ended in Dec. 2025 was 2.58. Insurance Australia Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 5.35%.


Insurance Australia Group ROE % Adjusted to Book Value Related Terms


Insurance Australia Group ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Insurance Australia Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insurance Australia Group ROE % Adjusted to Book Value Chart

Insurance Australia Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.40 3.21 6.22 5.31 6.68

Insurance Australia Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.98 5.81 7.99 5.57 5.35

ASX:IAG vs CB, PGR, TRV: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, Insurance Australia Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Insurance Australia Group ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Insurance Australia Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Insurance Australia Group's ROE % Adjusted to Book Value falls into.


ASX:IAG
78GF Score
Insurance Australia Group Ltd ASX:IAG
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Insurance Australia Group ROE % Adjusted to Book Value Calculation

Insurance Australia Group's ROE % Adjusted to Book Value for the fiscal year that ended in Jun. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.43% / 2.91
=6.68%

Insurance Australia Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.81% / 2.58
=5.35%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 5.35% mean?
Insurance Australia Group (ASX:IAG) has a ROE % Adjusted to Book Value of 5.35% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Insurance Australia Group and its competitors.
Is Insurance Australia Group's ROE % Adjusted to Book Value too high?
Insurance Australia Group's current ROE % Adjusted to Book Value is 5.35%. Overall, Insurance Australia Group has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Insurance Australia Group's ROE % Adjusted to Book Value compare to CB and PGR?
Insurance Australia Group's ROE % Adjusted to Book Value of 5.35% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Insurance Australia Group and its competitors. Insurance Australia Group's current ROE % Adjusted to Book Value is 5.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insurance Australia Group stock overvalued right now?
Based on GuruFocus' analysis, Insurance Australia Group (ASX:IAG) is currently considered Fairly Valued. The stock's GF Value™ is A$7.37, compared to a current price of A$8.05 — trading 9.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 5.35%. Insurance Australia Group's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Insurance Australia Group (ASX:IAG), the current ROE % Adjusted to Book Value is 5.35% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insurance Australia Group (ASX:IAG) Overvalued in 2026?

Based on GuruFocus' analysis, Insurance Australia Group stock appears to be overvalued. The current stock price of A$8.05 is trading 9.2% above its estimated GF Value™ of A$7.37. GuruFocus considers Insurance Australia Group to be Fairly Valued.

Key valuation signals for ASX:IAG:

  • ROE % Adjusted to Book Value: 5.35%
  • GF Value™: A$7.37 vs. price of A$8.05 (9.2% above fair value)
  • GF Score™: 78/100 with 8 warning signs

No single metric tells the full story. See the ASX:IAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Insurance Australia Group Business Description

Address Darling Park, 201 Sussex Street, Level 13, Tower Two, Level 9, Sydney, NSW, AUS, 2000
Insurance Australia Group is the biggest domestic general insurer by gross written premiums, operating in Australia and New Zealand. The key general insurance markets in which the company operates are home and contents, motor vehicle and compulsory third party, and short-tail commercial. Insurance Australia Group sells insurance under several brands, including NRMA, CGU, SGIO, SGIC, WFI, and Swann in Australia and NZI, State, AMI, and Lumley in New Zealand.
78GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$8.05
Price
A$7.37
GF Value