Dhruva Capital Services (BOM:531237) Earnings Yield (Joel Greenblatt) %: 0.28% (As of Mar. 2026) — 83% Below Median

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BOM:531237 Dhruva Capital Services Ltd BOM:531237
66 GF Score
Price ₹128.45
GF Value ₹353.57
Valuation Possible Value Trap
! 7 Warning Signs
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What is Dhruva Capital Services Earnings Yield (Joel Greenblatt) %?

Dhruva Capital Services BOM:531237 -4.99% 66 Earnings Yield (Joel Greenblatt) % is 0.28% as of Mar. 2026, which is 83% below its 10-year median of 1.64. GuruFocus rates BOM:531237 with a GF Score™ of 66/100 and a GF Value™ of ₹353.57 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 546 Credit Services companies, Dhruva Capital Services ranks worse than 53.48% on this metric.

Dhruva Capital Services's Enterprise Value for the quarter that ended in Mar. 2026 was ₹1,894.19 Mil. Dhruva Capital Services's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹5.29 Mil. Dhruva Capital Services's Earnings Yield (Joel Greenblatt) for the quarter that ended in Mar. 2026 was 0.28%.

The historical rank and industry rank for Dhruva Capital Services's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:

BOM:531237' s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 0.18   Med: 1.64   Max: 8.29
Current: 0.5

During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Dhruva Capital Services was 8.29%. The lowest was 0.18%. And the median was 1.64%.

BOM:531237's Earnings Yield (Joel Greenblatt) % is ranked worse than
53.48% of 546 companies
in the Credit Services industry
Industry Median: 0.995 vs BOM:531237: 0.50

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Dhruva Capital Services's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was 20.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Dhruva Capital Services  (BOM:531237) Earnings Yield (Joel Greenblatt) % Explanation

Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.

Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.


Be Aware

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

Forward Rate of Return (Yacktman) % based on Don Yacktman's definition is a better measure of the expected rate of return for a stock.


Dhruva Capital Services Earnings Yield (Joel Greenblatt) % Related Terms


Dhruva Capital Services Earnings Yield (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Dhruva Capital Services's Earnings Yield (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dhruva Capital Services Earnings Yield (Joel Greenblatt) % Chart

Dhruva Capital Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Earnings Yield (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.87 0.55 0.50 1.59 0.28

Dhruva Capital Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Earnings Yield (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.59 1.57 0.92 0.92 0.28

BOM:531237 vs V, MA, AXP: Earnings Yield (Joel Greenblatt) % Comparison

For the Credit Services subindustry, Dhruva Capital Services's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dhruva Capital Services Earnings Yield (Joel Greenblatt) % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Dhruva Capital Services's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Dhruva Capital Services's Earnings Yield (Joel Greenblatt) % falls into.


BOM:531237
66GF Score
Dhruva Capital Services Ltd BOM:531237
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dhruva Capital Services Earnings Yield (Joel Greenblatt) % Calculation

In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.

Dhruva Capital Servicess Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Mar. 2026 is calculated as

Earnings Yield (Joel Greenblatt)=EBIT/Enterprise Value
=5.291/1894.192
=0.28 %

Dhruva Capital Services's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹5.29 Mil.


What does a Earnings Yield (Joel Greenblatt) % of 0.28% mean?
Dhruva Capital Services (BOM:531237) has a Earnings Yield (Joel Greenblatt) % of 0.28% as of Mar. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Dhruva Capital Services and its competitors. This is 83% below median its historical median of 1.64. Over the past decade, Dhruva Capital Services' Earnings Yield (Joel Greenblatt) % has ranged from 0.18 to 8.29. According to the industry distribution chart, Dhruva Capital Services ranks #292 out of 546 companies in the Credit Services industry, placing it in the top 53.5%.
Is Dhruva Capital Services' Earnings Yield (Joel Greenblatt) % too high?
Dhruva Capital Services' current Earnings Yield (Joel Greenblatt) % of 0.28% is 83% below median its 10-year median of 1.64. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 8.29. The Credit Services industry median Earnings Yield (Joel Greenblatt) % is 1.00. Dhruva Capital Services' value of 0.28% is 71.9% below this industry median. Based on the distribution chart, Dhruva Capital Services ranks #292 out of 546 companies in the Credit Services industry, which is below the industry midpoint. Overall, Dhruva Capital Services has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Dhruva Capital Services' Earnings Yield (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Dhruva Capital Services ranks #292 out of 546 companies for Earnings Yield (Joel Greenblatt) %. This places Dhruva Capital Services in the lower half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 1.00. Dhruva Capital Services' value of 0.28% is 71.9% below this benchmark. Historically, Dhruva Capital Services' own Earnings Yield (Joel Greenblatt) % has ranged from 0.18 to 8.29 over the past decade. While the company's 10-year median is 1.64 vs. the industry median of 1.00, Dhruva Capital Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Credit Services company?
The median Earnings Yield (Joel Greenblatt) % among Credit Services companies is 1.00, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhruva Capital Services's current Earnings Yield (Joel Greenblatt) % of 0.28% is 71.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Dhruva Capital Services and its competitors. For the Credit Services industry, the median Earnings Yield (Joel Greenblatt) % is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhruva Capital Services's current Earnings Yield (Joel Greenblatt) % is 0.28%, which is 83% below median its own 10-year median of 1.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhruva Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Dhruva Capital Services (BOM:531237) is currently considered Possible Value Trap. The stock's GF Value™ is ₹353.57, compared to a current price of ₹128.45 — trading 63.7% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 0.28%, which is 83% below median its 10-year median of 1.64 and 71.9% below the Credit Services industry median of 1.00. Dhruva Capital Services' overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Dhruva Capital Services (BOM:531237), the current Earnings Yield (Joel Greenblatt) % is 0.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dhruva Capital Services (BOM:531237) Overvalued in 2026?

Based on GuruFocus' analysis, Dhruva Capital Services stock appears to be undervalued. The current stock price of ₹128.45 is trading 63.7% below its estimated GF Value™ of ₹353.57. GuruFocus considers Dhruva Capital Services to be Possible Value Trap.

Key valuation signals for BOM:531237:

  • Earnings Yield (Joel Greenblatt) %: 0.28% (83% below median its 10-year median of 1.64)
  • GF Value™: ₹353.57 vs. price of ₹128.45 (63.7% below fair value)
  • GF Score™: 66/100 with 7 warning signs
  • Industry Position: 71.9% below the Credit Services median (#292 of 546)

No single metric tells the full story. See the BOM:531237 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dhruva Capital Services Business Description

Address Chowringhee Road, 33A, 13th Floor, Room No. A-7, Chatterjee International Centre, Kolkata, WB, IND, 700071
Dhruva Capital Services Ltd is an Indian Non-Banking Financial Company (NBFC) established in 1994 and headquartered in Udaipur, Rajasthan. The company is registered with the Reserve Bank of India and focuses on investment and financing activities. Its services include business and personal financing, loan against property, commercial vehicle loans, invoice discounting, construction finance, and lease rental discounting. Dhruva Capital serves both individual clients and business owners by offering tailored financial solutions to support business ventures and personal financial needs. Revenue is prominently generated through interest income and fees from its financing operations.
66GF Score

Get the complete analysis for BOM:531237

Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹128.45
Price
₹353.57
GF Value