Dhruva Capital ServicesBOM:531237 69 EBITDA Margin % is 12.42% as of Mar. 2026, which is 65% below its 10-year median of 35.81. GuruFocus rates BOM:531237 with a GF Score™ of 69/100 and a GF Value™ of ₹346.32 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 414 Credit Services companies, Dhruva Capital Services ranks better than 63.29% on this metric.
Dhruva Capital Services (BOM:531237) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Dhruva Capital Services EBITDA Margin % Related Terms
Dhruva Capital Services EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:531237 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Dhruva Capital Services's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhruva Capital Services EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Dhruva Capital Services's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Dhruva Capital Services's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dhruva Capital Services (BOM:531237) has a EBITDA Margin % of 12.42% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Dhruva Capital Services and its competitors. This is 65% below median its historical median of 35.81. Over the past decade, Dhruva Capital Services' EBITDA Margin % has ranged from 29.22 to 78.80. According to the industry distribution chart, Dhruva Capital Services ranks #152 out of 414 companies in the Credit Services industry, placing it in the top 36.7%.
Is Dhruva Capital Services' EBITDA Margin % too high?
Dhruva Capital Services' current EBITDA Margin % of 12.42% is 65% below median its 10-year median of 35.81. Over the past 10 years, this metric has ranged from a low of 29.22 to a high of 78.80. The Credit Services industry median EBITDA Margin % is 20.91. Dhruva Capital Services' value of 12.42% is 40.6% below this industry median. Based on the distribution chart, Dhruva Capital Services ranks #152 out of 414 companies in the Credit Services industry, which is above the industry midpoint. Overall, Dhruva Capital Services has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhruva Capital Services' EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Dhruva Capital Services ranks #152 out of 414 companies for EBITDA Margin %. This puts Dhruva Capital Services in the upper half of its industry. The industry median EBITDA Margin % is 20.91. Dhruva Capital Services' value of 12.42% is 40.6% below this benchmark. Historically, Dhruva Capital Services' own EBITDA Margin % has ranged from 29.22 to 78.80 over the past decade. While the company's 10-year median is 35.81 vs. the industry median of 20.91, Dhruva Capital Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhruva Capital Services's current EBITDA Margin % of 12.42% is 40.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Dhruva Capital Services and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhruva Capital Services's current EBITDA Margin % is 12.42%, which is 65% below median its own 10-year median of 35.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhruva Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Dhruva Capital Services (BOM:531237) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹346.32, compared to a current price of ₹433.55 — trading 25.2% above its estimated fair value. The current EBITDA Margin % is 12.42%, which is 65% below median its 10-year median of 35.81 and 40.6% below the Credit Services industry median of 20.91. Dhruva Capital Services' overall GF Score™ is 69/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Dhruva Capital Services (BOM:531237), the current EBITDA Margin % is 12.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhruva Capital Services (BOM:531237) Overvalued in 2026?
Based on GuruFocus' analysis, Dhruva Capital Services stock appears to be overvalued.
The current stock price of ₹433.55 is trading 25.2% above its estimated GF Value™ of ₹346.32.
GuruFocus considers Dhruva Capital Services to be Modestly Overvalued.
Key valuation signals for BOM:531237:
EBITDA Margin %: 12.42% (65% below median its 10-year median of 35.81)
GF Value™: ₹346.32 vs. price of ₹433.55 (25.2% above fair value)
Industry Position: 40.6% below the Credit Services median (#152 of 414)
No single metric tells the full story. See the BOM:531237 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhruva Capital Services Ltd is an Indian Non-Banking Financial Company (NBFC) established in 1994 and headquartered in Udaipur, Rajasthan. The company is registered with the Reserve Bank of India and focuses on investment and financing activities. Its services include business and personal financing, loan against property, commercial vehicle loans, invoice discounting, construction finance, and lease rental discounting. Dhruva Capital serves both individual clients and business owners by offering tailored financial solutions to support business ventures and personal financial needs. Revenue is prominently generated through interest income and fees from its financing operations.
69GF Score
Get the complete analysis for BOM:531237
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:531237 has been successfully added to your 
