Dhruva Capital Services (BOM:531237) 3-Year EPS without NRI Growth Rate: 136.50% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:531237 Dhruva Capital Services Ltd BOM:531237
61 GF Score
Price ₹85.97
GF Value ₹374.01
Valuation Possible Value Trap
! 6 Warning Signs
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What is Dhruva Capital Services 3-Year EPS without NRI Growth Rate?

Dhruva Capital Services BOM:531237 -0.85% 61 3-Year EPS without NRI Growth Rate is 136.50% as of Jun. 2026. GuruFocus rates BOM:531237 with a GF Score™ of 61/100 and a GF Value™ of ₹374.01 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 429 Credit Services companies, Dhruva Capital Services ranks better than 95.1% on this metric.

Dhruva Capital Services's EPS without NRI for the three months ended in Jun. 2026 was ₹0.04.

During the past 12 months, Dhruva Capital Services's average EPS without NRI Growth Rate was -91.50% per year. During the past 3 years, the average EPS without NRI Growth Rate was 136.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was 102.90% per year. During the past 10 years, the average EPS without NRI Growth Rate was 44.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Dhruva Capital Services was 177.60% per year. The lowest was -36.00% per year. And the median was -4.85% per year.


Dhruva Capital Services  (BOM:531237) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


Dhruva Capital Services 3-Year EPS without NRI Growth Rate Related Terms


BOM:531237 vs V, MA, AXP: 3-Year EPS without NRI Growth Rate Comparison

For the Credit Services subindustry, Dhruva Capital Services's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dhruva Capital Services 3-Year EPS without NRI Growth Rate vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Dhruva Capital Services's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Dhruva Capital Services's 3-Year EPS without NRI Growth Rate falls into.


BOM:531237
61GF Score
Dhruva Capital Services Ltd BOM:531237
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dhruva Capital Services 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 136.50% mean?
Dhruva Capital Services (BOM:531237) has a 3-Year EPS without NRI Growth Rate of 136.50% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Dhruva Capital Services and its competitors. According to the industry distribution chart, Dhruva Capital Services ranks #21 out of 429 companies in the Credit Services industry, placing it in the top 4.9%.
Is Dhruva Capital Services' 3-Year EPS without NRI Growth Rate too high?
Dhruva Capital Services' current 3-Year EPS without NRI Growth Rate is 136.50%. The Credit Services industry median 3-Year EPS without NRI Growth Rate is 11.70. Dhruva Capital Services' value of 136.50% is 1066.7% above this industry median. Based on the distribution chart, Dhruva Capital Services ranks #21 out of 429 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Dhruva Capital Services has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Dhruva Capital Services' 3-Year EPS without NRI Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Dhruva Capital Services ranks #21 out of 429 companies for 3-Year EPS without NRI Growth Rate. This places Dhruva Capital Services in the top 5% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 11.70. Dhruva Capital Services' value of 136.50% is 1066.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.70, based on 429 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhruva Capital Services's current 3-Year EPS without NRI Growth Rate of 136.50% is 1066.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Dhruva Capital Services and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhruva Capital Services's current 3-Year EPS without NRI Growth Rate is 136.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhruva Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Dhruva Capital Services (BOM:531237) is currently considered Possible Value Trap. The stock's GF Value™ is ₹374.01, compared to a current price of ₹85.97 — trading 77% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 136.50% and 1066.7% above the Credit Services industry median of 11.70. Dhruva Capital Services' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Dhruva Capital Services (BOM:531237), the current 3-Year EPS without NRI Growth Rate is 136.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dhruva Capital Services (BOM:531237) Overvalued in 2026?

Based on GuruFocus' analysis, Dhruva Capital Services stock appears to be undervalued. The current stock price of ₹85.97 is trading 77% below its estimated GF Value™ of ₹374.01. GuruFocus considers Dhruva Capital Services to be Possible Value Trap.

Key valuation signals for BOM:531237:

  • 3-Year EPS without NRI Growth Rate: 136.50%
  • GF Value™: ₹374.01 vs. price of ₹85.97 (77% below fair value)
  • GF Score™: 61/100 with 6 warning signs
  • Industry Position: 1066.7% above the Credit Services median (#21 of 429)

No single metric tells the full story. See the BOM:531237 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dhruva Capital Services Business Description

Address Chowringhee Road, 33A, 13th Floor, Room No. A-7, Chatterjee International Centre, Kolkata, WB, IND, 700071
Dhruva Capital Services Ltd is an Indian Non-Banking Financial Company (NBFC) established in 1994 and headquartered in Udaipur, Rajasthan. The company is registered with the Reserve Bank of India and focuses on investment and financing activities. Its services include business and personal financing, loan against property, commercial vehicle loans, invoice discounting, construction finance, and lease rental discounting. Dhruva Capital serves both individual clients and business owners by offering tailored financial solutions to support business ventures and personal financial needs. Revenue is prominently generated through interest income and fees from its financing operations.
61GF Score

Get the complete analysis for BOM:531237

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹85.97
Price
₹374.01
GF Value