Dhruva Capital ServicesBOM:531237 68 Median PS Value is ₹55.04 as of Jun. 25, 2026, which is 100% below its 10-year median of 4.47. GuruFocus rates BOM:531237 with a GF Score™ of 68/100 and a GF Value™ of ₹346.50 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 288 Credit Services companies, Dhruva Capital Services ranks worse than 96.88% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Dhruva Capital Services's Median PS Value or its related term are showing as below:
BOM:531237'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.56 Med: 4.47 Max: 15.47
Current: 7.88
During the past 13 years, the highest Price to Median PS Value of Dhruva Capital Services was 15.47. The lowest was 0.56. And the median was 4.47.
BOM:531237's Price-to-Median-PS-Value is ranked worse than 96.88% of 288
companies
in the Credit Services industry
Industry Median: 0.91
vs BOM:531237: 7.88
Dhruva Capital Services (BOM:531237) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Dhruva Capital Services's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
433.55
/
55.04
=
7.88
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dhruva Capital Services Median PS Value Related Terms
Dhruva Capital Services Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:531237 vs V, MA, AXP: Median PS Value Comparison
For the Credit Services subindustry, Dhruva Capital Services's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhruva Capital Services Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Dhruva Capital Services's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Dhruva Capital Services's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 10.2419.
Dhruva Capital Services's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹5.374.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dhruva Capital Services (BOM:531237) has a Median PS Value of ₹55.04 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Dhruva Capital Services and its competitors. This is 1131% above median its historical median of 4.47. Over the past decade, Dhruva Capital Services' Median PS Value has ranged from 0.56 to 15.47. According to the industry distribution chart, Dhruva Capital Services ranks #279 out of 288 companies in the Credit Services industry, placing it in the top 96.9%.
Is Dhruva Capital Services' Median PS Value too high?
Dhruva Capital Services' current Median PS Value of ₹55.04 is 1131% above median its 10-year median of 4.47. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 15.47. Based on the distribution chart, Dhruva Capital Services ranks #279 out of 288 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Dhruva Capital Services has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhruva Capital Services' Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, Dhruva Capital Services ranks #279 out of 288 companies for Median PS Value. This places Dhruva Capital Services in the lower half of its industry. The industry median Median PS Value is 0.91. Historically, Dhruva Capital Services' own Median PS Value has ranged from 0.56 to 15.47 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.91, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Dhruva Capital Services and its competitors. For the Credit Services industry, the median Median PS Value is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhruva Capital Services's current Median PS Value is ₹55.04, which is 1131% above median its own 10-year median of 4.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhruva Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Dhruva Capital Services (BOM:531237) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹346.50, compared to a current price of ₹433.55 — trading 25.1% above its estimated fair value. The current Median PS Value is ₹55.04, which is 1131% above median its 10-year median of 4.47. Dhruva Capital Services' overall GF Score™ is 68/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Dhruva Capital Services (BOM:531237), the current Median PS Value is ₹55.04 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhruva Capital Services (BOM:531237) Overvalued in 2026?
Based on GuruFocus' analysis, Dhruva Capital Services stock appears to be overvalued.
The current stock price of ₹433.55 is trading 25.1% above its estimated GF Value™ of ₹346.50.
GuruFocus considers Dhruva Capital Services to be Modestly Overvalued.
Key valuation signals for BOM:531237:
Median PS Value: ₹55.04 (1131% above median its 10-year median of 4.47)
GF Value™: ₹346.50 vs. price of ₹433.55 (25.1% above fair value)
No single metric tells the full story. See the BOM:531237 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhruva Capital Services Ltd is an Indian Non-Banking Financial Company (NBFC) established in 1994 and headquartered in Udaipur, Rajasthan. The company is registered with the Reserve Bank of India and focuses on investment and financing activities. Its services include business and personal financing, loan against property, commercial vehicle loans, invoice discounting, construction finance, and lease rental discounting. Dhruva Capital serves both individual clients and business owners by offering tailored financial solutions to support business ventures and personal financial needs. Revenue is prominently generated through interest income and fees from its financing operations.
68GF Score
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