Dhruva Capital Services (BOM:531237) 3-Year RORE % : -566.03% (As of Mar. 2026)


BOM:531237 Dhruva Capital Services Ltd BOM:531237
77 GF Score
Price ₹357.40
GF Value ₹348.50
Valuation Fairly Valued
! 8 Warning Signs
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What is Dhruva Capital Services 3-Year RORE %?

Dhruva Capital Services BOM:531237 -5.00% 77 3-Year RORE % is -566.03 as of Mar. 2026. GuruFocus rates BOM:531237 with a GF Score™ of 77/100 and a GF Value™ of ₹348.50 (Fairly Valued). The stock has 8 warning signs investors should review. Among 519 Credit Services companies, Dhruva Capital Services ranks worse than 98.27% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Dhruva Capital Services's 3-Year RORE % for the quarter that ended in Mar. 2026 was -566.03%.

The industry rank for Dhruva Capital Services's 3-Year RORE % or its related term are showing as below:

BOM:531237's 3-Year RORE % is ranked worse than
98.27% of 519 companies
in the Credit Services industry
Industry Median: 8.83 vs BOM:531237: -566.03

Dhruva Capital Services  (BOM:531237) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Dhruva Capital Services 3-Year RORE % Related Terms


Dhruva Capital Services 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Dhruva Capital Services's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dhruva Capital Services 3-Year RORE % Chart

Dhruva Capital Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 40.82 14.29 92.97 -51.54 -566.03

Dhruva Capital Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -51.54 -393.41 -3,736.84 -291.03 -566.03

BOM:531237 vs V, MA, AXP: 3-Year RORE % Comparison

For the Credit Services subindustry, Dhruva Capital Services's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dhruva Capital Services 3-Year RORE % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Dhruva Capital Services's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Dhruva Capital Services's 3-Year RORE % falls into.


BOM:531237
77GF Score
Dhruva Capital Services Ltd BOM:531237
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dhruva Capital Services 3-Year RORE % Calculation

Dhruva Capital Services's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( -4.35-10.48 )/( 2.62-0 )
=-14.83/2.62
=-566.03 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -566.03 mean?
Dhruva Capital Services (BOM:531237) has a 3-Year RORE % of -566.03 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Dhruva Capital Services and its competitors. According to the industry distribution chart, Dhruva Capital Services ranks #510 out of 519 companies in the Credit Services industry, placing it in the top 98.3%.
Is Dhruva Capital Services' 3-Year RORE % too high?
Dhruva Capital Services' current 3-Year RORE % is -566.03. Based on the distribution chart, Dhruva Capital Services ranks #510 out of 519 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Dhruva Capital Services has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dhruva Capital Services' 3-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Dhruva Capital Services ranks #510 out of 519 companies for 3-Year RORE %. This places Dhruva Capital Services in the lower half of its industry. The industry median 3-Year RORE % is 8.83. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Credit Services company?
The median 3-Year RORE % among Credit Services companies is 8.83, based on 519 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Dhruva Capital Services and its competitors. For the Credit Services industry, the median 3-Year RORE % is 8.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhruva Capital Services's current 3-Year RORE % is -566.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhruva Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Dhruva Capital Services (BOM:531237) is currently considered Fairly Valued. The stock's GF Value™ is ₹348.50, compared to a current price of ₹357.40 — trading 2.6% above its estimated fair value. The current 3-Year RORE % is -566.03. Dhruva Capital Services' overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Dhruva Capital Services (BOM:531237), the current 3-Year RORE % is -566.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dhruva Capital Services (BOM:531237) Overvalued in 2026?

Based on GuruFocus' analysis, Dhruva Capital Services stock appears to be overvalued. The current stock price of ₹357.40 is trading 2.6% above its estimated GF Value™ of ₹348.50. GuruFocus considers Dhruva Capital Services to be Fairly Valued.

Key valuation signals for BOM:531237:

  • 3-Year RORE %: -566.03
  • GF Value™: ₹348.50 vs. price of ₹357.40 (2.6% above fair value)
  • GF Score™: 77/100 with 8 warning signs

No single metric tells the full story. See the BOM:531237 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dhruva Capital Services Business Description

Address Chowringhee Road, 33A, 13th Floor, Room No. A-7, Chatterjee International Centre, Kolkata, WB, IND, 700071
Dhruva Capital Services Ltd is an Indian Non-Banking Financial Company (NBFC) established in 1994 and headquartered in Udaipur, Rajasthan. The company is registered with the Reserve Bank of India and focuses on investment and financing activities. Its services include business and personal financing, loan against property, commercial vehicle loans, invoice discounting, construction finance, and lease rental discounting. Dhruva Capital serves both individual clients and business owners by offering tailored financial solutions to support business ventures and personal financial needs. Revenue is prominently generated through interest income and fees from its financing operations.
77GF Score

Get the complete analysis for BOM:531237

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹357.40
Price
₹348.50
GF Value