Dhruva Capital Services (BOM:531237) Net Debt Paydown Yield % : -2.32% (As of Jul. 08, 2026)


BOM:531237 Dhruva Capital Services Ltd BOM:531237
77 GF Score
Price ₹322.60
GF Value ₹348.86
Valuation Fairly Valued
! 8 Warning Signs
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What is Dhruva Capital Services Net Debt Paydown Yield %?

Dhruva Capital Services BOM:531237 -4.99% 77 Net Debt Paydown Yield % is -2.32% as of Jul. 08, 2026. GuruFocus rates BOM:531237 with a GF Score™ of 77/100 and a GF Value™ of ₹348.86 (Fairly Valued). The stock has 8 warning signs investors should review. Among 470 Credit Services companies, Dhruva Capital Services ranks better than 55.74% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Dhruva Capital Services's Net Debt Paydown Yield % was -2.32%.


Dhruva Capital Services  (BOM:531237) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Dhruva Capital Services Net Debt Paydown Yield % Related Terms


Dhruva Capital Services Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Dhruva Capital Services's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dhruva Capital Services Net Debt Paydown Yield % Chart

Dhruva Capital Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.23 0.00 0.00 -3.73 -3.38

Dhruva Capital Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.73 -4.94 -4.37 -4.00 -3.38

BOM:531237 vs V, MA, AXP: Net Debt Paydown Yield % Comparison

For the Credit Services subindustry, Dhruva Capital Services's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dhruva Capital Services Net Debt Paydown Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Dhruva Capital Services's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Dhruva Capital Services's Net Debt Paydown Yield % falls into.


BOM:531237
77GF Score
Dhruva Capital Services Ltd BOM:531237
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dhruva Capital Services Net Debt Paydown Yield % Calculation

Dhruva Capital Services's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 32.33-92.07 )/1768.021
=-3.38 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -2.32% mean?
Dhruva Capital Services (BOM:531237) has a Net Debt Paydown Yield % of -2.32% as of Jul. 08, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Dhruva Capital Services and its competitors. According to the industry distribution chart, Dhruva Capital Services ranks #208 out of 470 companies in the Credit Services industry, placing it in the top 44.3%.
Is Dhruva Capital Services' Net Debt Paydown Yield % too high?
Dhruva Capital Services' current Net Debt Paydown Yield % is -2.32%. Based on the distribution chart, Dhruva Capital Services ranks #208 out of 470 companies in the Credit Services industry, which is above the industry midpoint. Overall, Dhruva Capital Services has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dhruva Capital Services' Net Debt Paydown Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Dhruva Capital Services ranks #208 out of 470 companies for Net Debt Paydown Yield %. This puts Dhruva Capital Services in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Credit Services company?
A good Net Debt Paydown Yield % depends on the Credit Services industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Dhruva Capital Services and its competitors. Dhruva Capital Services's current Net Debt Paydown Yield % is -2.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhruva Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Dhruva Capital Services (BOM:531237) is currently considered Fairly Valued. The stock's GF Value™ is ₹348.86, compared to a current price of ₹322.60 — trading 7.5% below its estimated fair value. The current Net Debt Paydown Yield % is -2.32%. Dhruva Capital Services' overall GF Score™ is 77/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Dhruva Capital Services (BOM:531237), the current Net Debt Paydown Yield % is -2.32% as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dhruva Capital Services (BOM:531237) Overvalued in 2026?

Based on GuruFocus' analysis, Dhruva Capital Services stock appears to be undervalued. The current stock price of ₹322.60 is trading 7.5% below its estimated GF Value™ of ₹348.86. GuruFocus considers Dhruva Capital Services to be Fairly Valued.

Key valuation signals for BOM:531237:

  • Net Debt Paydown Yield %: -2.32%
  • GF Value™: ₹348.86 vs. price of ₹322.60 (7.5% below fair value)
  • GF Score™: 77/100 with 8 warning signs

No single metric tells the full story. See the BOM:531237 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dhruva Capital Services Business Description

Address Chowringhee Road, 33A, 13th Floor, Room No. A-7, Chatterjee International Centre, Kolkata, WB, IND, 700071
Dhruva Capital Services Ltd is an Indian Non-Banking Financial Company (NBFC) established in 1994 and headquartered in Udaipur, Rajasthan. The company is registered with the Reserve Bank of India and focuses on investment and financing activities. Its services include business and personal financing, loan against property, commercial vehicle loans, invoice discounting, construction finance, and lease rental discounting. Dhruva Capital serves both individual clients and business owners by offering tailored financial solutions to support business ventures and personal financial needs. Revenue is prominently generated through interest income and fees from its financing operations.
77GF Score

Get the complete analysis for BOM:531237

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹322.60
Price
₹348.86
GF Value