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Dhruva Capital ServicesBOM:531237 -4.98%64 3-Year EBITDA Growth Rate is 79.80% as of Mar. 2026, which is 4736% above its 10-year median of 1.65. GuruFocus rates BOM:531237 with a GF Score™ of 64/100 and a GF Value™ of ₹354.66 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 321 Credit Services companies, Dhruva Capital Services ranks better than 92.52% on this metric.
During the past 12 months, Dhruva Capital Services's average EBITDA Per Share Growth Rate was -63.00% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 79.80% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 74.20% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 28.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Dhruva Capital Services was 132.90% per year. The lowest was -26.00% per year. And the median was 1.65% per year.
Dhruva Capital Services (BOM:531237) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Dhruva Capital Services 3-Year EBITDA Growth Rate Related Terms
BOM:531237 vs V, MA, AXP: 3-Year EBITDA Growth Rate Comparison
For the Credit Services subindustry, Dhruva Capital Services's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhruva Capital Services 3-Year EBITDA Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Dhruva Capital Services's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Dhruva Capital Services's 3-Year EBITDA Growth Rate falls into.
Dhruva Capital Services 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 79.80% mean?
Dhruva Capital Services (BOM:531237) has a 3-Year EBITDA Growth Rate of 79.80% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Dhruva Capital Services and its competitors. This is 4736% above median its historical median of 1.65. According to the industry distribution chart, Dhruva Capital Services ranks #24 out of 321 companies in the Credit Services industry, placing it in the top 7.5%.
Is Dhruva Capital Services' 3-Year EBITDA Growth Rate too high?
Dhruva Capital Services' current 3-Year EBITDA Growth Rate of 79.80% is 4736% above median its 10-year median of 1.65. The Credit Services industry median 3-Year EBITDA Growth Rate is 9.10. Dhruva Capital Services' value of 79.80% is 776.9% above this industry median. Based on the distribution chart, Dhruva Capital Services ranks #24 out of 321 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Dhruva Capital Services has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Dhruva Capital Services' 3-Year EBITDA Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Dhruva Capital Services ranks #24 out of 321 companies for 3-Year EBITDA Growth Rate. This places Dhruva Capital Services in the top 8% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 9.10. Dhruva Capital Services' value of 79.80% is 776.9% above this benchmark. While the company's 10-year median is 1.65 vs. the industry median of 9.10, Dhruva Capital Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 9.10, based on 321 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhruva Capital Services's current 3-Year EBITDA Growth Rate of 79.80% is 776.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Dhruva Capital Services and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 9.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhruva Capital Services's current 3-Year EBITDA Growth Rate is 79.80%, which is 4736% above median its own 10-year median of 1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhruva Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Dhruva Capital Services (BOM:531237) is currently considered Possible Value Trap. The stock's GF Value™ is ₹354.66, compared to a current price of ₹100.20 — trading 71.7% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 79.80%, which is 4736% above median its 10-year median of 1.65 and 776.9% above the Credit Services industry median of 9.10. Dhruva Capital Services' overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Dhruva Capital Services (BOM:531237), the current 3-Year EBITDA Growth Rate is 79.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhruva Capital Services (BOM:531237) Overvalued in 2026?
Based on GuruFocus' analysis, Dhruva Capital Services stock appears to be undervalued.
The current stock price of ₹100.20 is trading 71.7% below its estimated GF Value™ of ₹354.66.
GuruFocus considers Dhruva Capital Services to be Possible Value Trap.
Key valuation signals for BOM:531237:
3-Year EBITDA Growth Rate: 79.80% (4736% above median its 10-year median of 1.65)
GF Value™: ₹354.66 vs. price of ₹100.20 (71.7% below fair value)
Industry Position: 776.9% above the Credit Services median (#24 of 321)
No single metric tells the full story. See the BOM:531237 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhruva Capital Services Ltd is an Indian Non-Banking Financial Company (NBFC) established in 1994 and headquartered in Udaipur, Rajasthan. The company is registered with the Reserve Bank of India and focuses on investment and financing activities. Its services include business and personal financing, loan against property, commercial vehicle loans, invoice discounting, construction finance, and lease rental discounting. Dhruva Capital serves both individual clients and business owners by offering tailored financial solutions to support business ventures and personal financial needs. Revenue is prominently generated through interest income and fees from its financing operations.
64GF Score
Get the complete analysis for BOM:531237
3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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