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Dhruva Capital ServicesBOM:531237 +0.83%64 Equity-to-Asset is 0.67 as of Mar. 2026, which is 28% below its 10-year median of 0.93. GuruFocus rates BOM:531237 with a GF Score™ of 64/100 and a GF Value™ of ₹355.39 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 548 Credit Services companies, Dhruva Capital Services ranks better than 72.63% on this metric.
Dhruva Capital Services (BOM:531237) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Dhruva Capital Services Equity-to-Asset Related Terms
Dhruva Capital Services Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:531237 vs V, MA, AXP: Equity-to-Asset Comparison
For the Credit Services subindustry, Dhruva Capital Services's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhruva Capital Services Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Dhruva Capital Services's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Dhruva Capital Services's Equity-to-Asset falls into.
Dhruva Capital Services Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Dhruva Capital Services's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dhruva Capital Services (BOM:531237) has a Equity-to-Asset of 0.67 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Dhruva Capital Services and its competitors. This is 28% below median its historical median of 0.93. Over the past decade, Dhruva Capital Services' Equity-to-Asset has ranged from 0.55 to 0.98. According to the industry distribution chart, Dhruva Capital Services ranks #150 out of 548 companies in the Credit Services industry, placing it in the top 27.4%.
Is Dhruva Capital Services' Equity-to-Asset too high?
Dhruva Capital Services' current Equity-to-Asset of 0.67 is 28% below median its 10-year median of 0.93. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 0.98. The Credit Services industry median Equity-to-Asset is 0.40. Dhruva Capital Services' value of 0.67 is 67.5% above this industry median. Based on the distribution chart, Dhruva Capital Services ranks #150 out of 548 companies in the Credit Services industry, which is above the industry midpoint. Overall, Dhruva Capital Services has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Dhruva Capital Services' Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Dhruva Capital Services ranks #150 out of 548 companies for Equity-to-Asset. This puts Dhruva Capital Services in the upper half of its industry. The industry median Equity-to-Asset is 0.40. Dhruva Capital Services' value of 0.67 is 67.5% above this benchmark. Historically, Dhruva Capital Services' own Equity-to-Asset has ranged from 0.55 to 0.98 over the past decade. While the company's 10-year median is 0.93 vs. the industry median of 0.40, Dhruva Capital Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhruva Capital Services's current Equity-to-Asset of 0.67 is 67.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Dhruva Capital Services and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhruva Capital Services's current Equity-to-Asset is 0.67, which is 28% below median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhruva Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Dhruva Capital Services (BOM:531237) is currently considered Possible Value Trap. The stock's GF Value™ is ₹355.39, compared to a current price of ₹91.20 — trading 74.3% below its estimated fair value. The current Equity-to-Asset is 0.67, which is 28% below median its 10-year median of 0.93 and 67.5% above the Credit Services industry median of 0.40. Dhruva Capital Services' overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Dhruva Capital Services (BOM:531237), the current Equity-to-Asset is 0.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhruva Capital Services (BOM:531237) Overvalued in 2026?
Based on GuruFocus' analysis, Dhruva Capital Services stock appears to be undervalued.
The current stock price of ₹91.20 is trading 74.3% below its estimated GF Value™ of ₹355.39.
GuruFocus considers Dhruva Capital Services to be Possible Value Trap.
Key valuation signals for BOM:531237:
Equity-to-Asset: 0.67 (28% below median its 10-year median of 0.93)
GF Value™: ₹355.39 vs. price of ₹91.20 (74.3% below fair value)
Industry Position: 67.5% above the Credit Services median (#150 of 548)
No single metric tells the full story. See the BOM:531237 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhruva Capital Services Ltd is an Indian Non-Banking Financial Company (NBFC) established in 1994 and headquartered in Udaipur, Rajasthan. The company is registered with the Reserve Bank of India and focuses on investment and financing activities. Its services include business and personal financing, loan against property, commercial vehicle loans, invoice discounting, construction finance, and lease rental discounting. Dhruva Capital serves both individual clients and business owners by offering tailored financial solutions to support business ventures and personal financial needs. Revenue is prominently generated through interest income and fees from its financing operations.
64GF Score
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