Dhruva Capital ServicesBOM:531237 -1.97%68 Quick Ratio is 48.70 as of Mar. 2026, which is 36% above its 10-year median of 35.68. GuruFocus rates BOM:531237 with a GF Score™ of 68/100 and a GF Value™ of ₹346.68 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 394 Credit Services companies, Dhruva Capital Services ranks better than 73.35% on this metric.
Dhruva Capital Services has a quick ratio of 48.70. It generally indicates good short-term financial strength.
The historical rank and industry rank for Dhruva Capital Services's Quick Ratio or its related term are showing as below:
BOM:531237'
s Quick Ratio Range Over the Past 10 Years
Min: 13.06 Med: 35.68 Max: 292.15
Current: 48.7
During the past 13 years, Dhruva Capital Services's highest Quick Ratio was 292.15. The lowest was 13.06. And the median was 35.68.
BOM:531237's Quick Ratio is ranked better than 73.35% of 394
companies
in the Credit Services industry
Industry Median: 4.93
vs BOM:531237: 48.70
Dhruva Capital Services (BOM:531237) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Dhruva Capital Services Quick Ratio Related Terms
Dhruva Capital Services Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Dhruva Capital Services's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhruva Capital Services Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Dhruva Capital Services's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Dhruva Capital Services's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Dhruva Capital Services's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dhruva Capital Services (BOM:531237) has a Quick Ratio of 48.70 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Dhruva Capital Services and its competitors. This is 36% above median its historical median of 35.68. Over the past decade, Dhruva Capital Services' Quick Ratio has ranged from 13.06 to 292.15. According to the industry distribution chart, Dhruva Capital Services ranks #105 out of 394 companies in the Credit Services industry, placing it in the top 26.6%.
Is Dhruva Capital Services' Quick Ratio too high?
Dhruva Capital Services' current Quick Ratio of 48.70 is 36% above median its 10-year median of 35.68. Over the past 10 years, this metric has ranged from a low of 13.06 to a high of 292.15. The Credit Services industry median Quick Ratio is 4.93. Dhruva Capital Services' value of 48.70 is 887.8% above this industry median. Based on the distribution chart, Dhruva Capital Services ranks #105 out of 394 companies in the Credit Services industry, which is above the industry midpoint. Overall, Dhruva Capital Services has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhruva Capital Services' Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Dhruva Capital Services ranks #105 out of 394 companies for Quick Ratio. This puts Dhruva Capital Services in the upper half of its industry. The industry median Quick Ratio is 4.93. Dhruva Capital Services' value of 48.70 is 887.8% above this benchmark. Historically, Dhruva Capital Services' own Quick Ratio has ranged from 13.06 to 292.15 over the past decade. While the company's 10-year median is 35.68 vs. the industry median of 4.93, Dhruva Capital Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.93, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhruva Capital Services's current Quick Ratio of 48.70 is 887.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Dhruva Capital Services and its competitors. For the Credit Services industry, the median Quick Ratio is 4.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhruva Capital Services's current Quick Ratio is 48.70, which is 36% above median its own 10-year median of 35.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhruva Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Dhruva Capital Services (BOM:531237) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹346.68, compared to a current price of ₹425.00 — trading 22.6% above its estimated fair value. The current Quick Ratio is 48.70, which is 36% above median its 10-year median of 35.68 and 887.8% above the Credit Services industry median of 4.93. Dhruva Capital Services' overall GF Score™ is 68/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Dhruva Capital Services (BOM:531237), the current Quick Ratio is 48.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhruva Capital Services (BOM:531237) Overvalued in 2026?
Based on GuruFocus' analysis, Dhruva Capital Services stock appears to be overvalued.
The current stock price of ₹425.00 is trading 22.6% above its estimated GF Value™ of ₹346.68.
GuruFocus considers Dhruva Capital Services to be Modestly Overvalued.
Key valuation signals for BOM:531237:
Quick Ratio: 48.70 (36% above median its 10-year median of 35.68)
GF Value™: ₹346.68 vs. price of ₹425.00 (22.6% above fair value)
Industry Position: 887.8% above the Credit Services median (#105 of 394)
No single metric tells the full story. See the BOM:531237 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhruva Capital Services Ltd is an Indian Non-Banking Financial Company (NBFC) established in 1994 and headquartered in Udaipur, Rajasthan. The company is registered with the Reserve Bank of India and focuses on investment and financing activities. Its services include business and personal financing, loan against property, commercial vehicle loans, invoice discounting, construction finance, and lease rental discounting. Dhruva Capital serves both individual clients and business owners by offering tailored financial solutions to support business ventures and personal financial needs. Revenue is prominently generated through interest income and fees from its financing operations.
68GF Score
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