LendInvest (LSE:LINV) Earnings Yield (Joel Greenblatt) %: 0.37% (As of Mar. 2026) — 55% Below Median

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LSE:LINV LendInvest PLC LSE:LINV
44 GF Score
Price £0.30
GF Value £0.16
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is LendInvest Earnings Yield (Joel Greenblatt) %?

LendInvest LSE:LINV 44 Earnings Yield (Joel Greenblatt) % is 0.37% as of Mar. 2026, which is 55% below its 10-year median of 0.82. GuruFocus rates LSE:LINV with a GF Score™ of 44/100 and a GF Value™ of £0.16 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,293 Banks companies, LendInvest ranks better than 97.53% on this metric.

LendInvest's Enterprise Value for the quarter that ended in Mar. 2026 was £946.23 Mil. LendInvest's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was £3.50 Mil. LendInvest's Earnings Yield (Joel Greenblatt) for the quarter that ended in Mar. 2026 was 0.37%.

The historical rank and industry rank for LendInvest's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:

LSE:LINV' s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: -4.21   Med: 0.82   Max: 2.1
Current: 0.37

During the past 8 years, the highest Earnings Yield (Joel Greenblatt) of LendInvest was 2.10%. The lowest was -4.21%. And the median was 0.82%.

LSE:LINV's Earnings Yield (Joel Greenblatt) % is ranked better than
97.53% of 1293 companies
in the Banks industry
Industry Median: 0 vs LSE:LINV: 0.37

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. LendInvest's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was 0.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


LendInvest  (LSE:LINV) Earnings Yield (Joel Greenblatt) % Explanation

Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.

Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.


Be Aware

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

Forward Rate of Return (Yacktman) % based on Don Yacktman's definition is a better measure of the expected rate of return for a stock.


LendInvest Earnings Yield (Joel Greenblatt) % Related Terms


LendInvest Earnings Yield (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for LendInvest's Earnings Yield (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LendInvest Earnings Yield (Joel Greenblatt) % Chart

LendInvest Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Earnings Yield (Joel Greenblatt) %
Get a 7-Day Free Trial 0.80 1.95 -4.19 0.33 0.37

LendInvest Semi-Annual Data
Mar19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Earnings Yield (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.19 0.00 0.33 0.00 0.37

LSE:LINV vs RKT, FNMA, PFSI: Earnings Yield (Joel Greenblatt) % Comparison

For the Mortgage Finance subindustry, LendInvest's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LendInvest Earnings Yield (Joel Greenblatt) % vs Banks Industry

For the Banks industry and Financial Services sector, LendInvest's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where LendInvest's Earnings Yield (Joel Greenblatt) % falls into.


LSE:LINV
44GF Score
LendInvest PLC LSE:LINV
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LendInvest Earnings Yield (Joel Greenblatt) % Calculation

In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.

LendInvests Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Mar. 2026 is calculated as

Earnings Yield (Joel Greenblatt)=EBIT/Enterprise Value
=3.5/946.2293
=0.37 %

For company reported semi-annually or annually, GuruFocus only calculate annual data for Earnings Yield (Joel Greenblatt) and apply the annual figure to corresponding quarter.


What does a Earnings Yield (Joel Greenblatt) % of 0.37% mean?
LendInvest (LSE:LINV) has a Earnings Yield (Joel Greenblatt) % of 0.37% as of Mar. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on LendInvest and its competitors. This is 55% below median its historical median of 0.82. According to the industry distribution chart, LendInvest ranks #32 out of 1293 companies in the Banks industry, placing it in the top 2.5%.
Is LendInvest's Earnings Yield (Joel Greenblatt) % too high?
LendInvest's current Earnings Yield (Joel Greenblatt) % of 0.37% is 55% below median its 10-year median of 0.82. Based on the distribution chart, LendInvest ranks #32 out of 1293 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, LendInvest has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does LendInvest's Earnings Yield (Joel Greenblatt) % compare to RKT and FNMA?
According to the Banks industry distribution chart, LendInvest ranks #32 out of 1293 companies for Earnings Yield (Joel Greenblatt) %. This places LendInvest in the top 3% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Banks company?
A good Earnings Yield (Joel Greenblatt) % depends on the Banks industry context. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on LendInvest and its competitors. LendInvest's current Earnings Yield (Joel Greenblatt) % is 0.37%, which is 55% below median its own 10-year median of 0.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LendInvest stock overvalued right now?
Based on GuruFocus' analysis, LendInvest (LSE:LINV) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.16, compared to a current price of £0.30 — trading 87.5% above its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 0.37%, which is 55% below median its 10-year median of 0.82. LendInvest's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For LendInvest (LSE:LINV), the current Earnings Yield (Joel Greenblatt) % is 0.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LendInvest (LSE:LINV) Overvalued in 2026?

Based on GuruFocus' analysis, LendInvest stock appears to be overvalued. The current stock price of £0.30 is trading 87.5% above its estimated GF Value™ of £0.16. GuruFocus considers LendInvest to be Significantly Overvalued.

Key valuation signals for LSE:LINV:

  • Earnings Yield (Joel Greenblatt) %: 0.37% (55% below median its 10-year median of 0.82)
  • GF Value™: £0.16 vs. price of £0.30 (87.5% above fair value)
  • GF Score™: 44/100 with 6 warning signs

No single metric tells the full story. See the LSE:LINV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LendInvest Business Description

Other Exchanges 82H:Germany
Address 4-8 Maple Street, London, GBR, W1T 5HD
LendInvest PLC is a platform for property finance. It offers short-term, development, and buy-to-let mortgages to intermediaries, landlords and developers across the UK.
44GF Score

Get the complete analysis for LSE:LINV

Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.30
Price
£0.16
GF Value