LendInvest (LSE:LINV) ROCE %: 3.14% (As of Sep. 2025)


LSE:LINV LendInvest PLC LSE:LINV
44 GF Score
Price £0.25
GF Value £0.37
Valuation Possible Value Trap
! 7 Warning Signs
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What is LendInvest ROCE %?

LendInvest LSE:LINV 44 ROCE % is 3.14% as of Sep. 2025. GuruFocus rates LSE:LINV with a GF Score™ of 44/100 and a GF Value™ of £0.37 (Possible Value Trap). The stock has 7 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. LendInvest's annualized ROCE % for the quarter that ended in Sep. 2025 was 3.14%.

LendInvest  (LSE:LINV) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

LendInvest ROCE % Related Terms

LendInvest ROCE % Historical Data

* Premium members only.

The historical data trend for LendInvest's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LendInvest ROCE % Chart

LendInvest Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
ROCE %
Get a 7-Day Free Trial 1.18 0.91 1.89 -2.30 2.20

LendInvest Semi-Annual Data
Mar19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.22 -2.38 0.84 3.43 3.14
LSE:LINV
44GF Score
LendInvest PLC LSE:LINV
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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LendInvest ROCE % Calculation

LendInvest's annualized ROCE % for the fiscal year that ended in Mar. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Mar. 2025 )  (A: Mar. 2024 )(A: Mar. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Mar. 2025 )  (A: Mar. 2024 )(A: Mar. 2025 )
=15.1/( ( (600 - 25.6) + (830.5 - 35.2) )/ 2 )
=15.1/( (574.4+795.3)/ 2 )
=15.1/684.85
=2.20 %

LendInvest's ROCE % of for the quarter that ended in Sep. 2025 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Sep. 2025 )  (Q: Mar. 2025 )(Q: Sep. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Sep. 2025 )  (Q: Mar. 2025 )(Q: Sep. 2025 )
=27.2/( ( (830.5 - 35.2) + (991.3 - 56.6) )/ 2 )
=27.2/( ( 795.3 + 934.7 )/ 2 )
=27.2/865
=3.14 %

(1) Note: The EBIT data used here is two times the semi-annual (Sep. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 3.14% mean?
LendInvest (LSE:LINV) has a ROCE % of 3.14% as of Sep. 2025.
Is LendInvest's ROCE % too high?
LendInvest's current ROCE % is 3.14%. The Banks industry median ROCE % is 3.20. LendInvest's value of 3.14% is 1.9% below this industry median. Overall, LendInvest has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LendInvest's ROCE % compare to RKT and FNMA?
LendInvest's ROCE % of 3.14% can be compared against companies in the Banks industry. The industry median ROCE % is 3.20. LendInvest's value of 3.14% is 1.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.20, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LendInvest's current ROCE % of 3.14% is 1.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LendInvest's current ROCE % is 3.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LendInvest stock overvalued right now?
Based on GuruFocus' analysis, LendInvest (LSE:LINV) is currently considered Possible Value Trap. The stock's GF Value™ is £0.37, compared to a current price of £0.25 — trading 33.8% below its estimated fair value. The current ROCE % is 3.14% and 1.9% below the Banks industry median of 3.20. LendInvest's overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For LendInvest (LSE:LINV), the current ROCE % is 3.14% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LendInvest (LSE:LINV) Overvalued in 2026?

Based on GuruFocus' analysis, LendInvest stock appears to be undervalued. The current stock price of £0.25 is trading 33.8% below its estimated GF Value™ of £0.37. GuruFocus considers LendInvest to be Possible Value Trap.

Key valuation signals for LSE:LINV:

  • ROCE %: 3.14%
  • GF Value™: £0.37 vs. price of £0.25 (33.8% below fair value)
  • GF Score™: 44/100 with 7 warning signs
  • Industry Position: 1.9% below the Banks median

No single metric tells the full story. See the LSE:LINV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LendInvest Business Description

Address 4-8 Maple Street, London, GBR, W1T 5HD
LendInvest PLC is a platform for property finance. It offers short-term, development, and buy-to-let mortgages to intermediaries, landlords and developers across the UK.
44GF Score

Get the complete analysis for LSE:LINV

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.25
Price
£0.37
GF Value