LendInvestLSE:LINV 44 OCF Margin % is -253.13% as of Sep. 2025. GuruFocus rates LSE:LINV with a GF Score™ of 44/100 and a GF Value™ of £0.37 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,500 Banks companies, LendInvest ranks worse than 97.8% on this metric.
The historical rank and industry rank for LendInvest's OCF Margin % or its related term are showing as below:
LSE:LINV'
s OCF Margin % Range Over the Past 10 Years
Min: -612.6 Med: -240.88 Max: 35.44
Current: -260.56
During the past 7 years, the highest OCF Margin % of LendInvest was 35.44%. The lowest was -612.60%. And the median was -240.88%.
LSE:LINV's OCF Margin % is ranked worse than 97.8% of 1500
companies
in the Banks industry
Industry Median: 29.44
vs LSE:LINV: -260.56
LendInvest OCF Margin % Related Terms
LendInvest OCF Margin % Historical Data
* Premium members only.
The historical data trend for LendInvest's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:LINV vs RKT, FNMA, PFSI: OCF Margin % Comparison
For the Mortgage Finance subindustry, LendInvest's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LendInvest OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, LendInvest's OCF Margin % distribution charts can be found below:
* The bar in red indicates where LendInvest's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LendInvest (LSE:LINV) has a OCF Margin % of -253.13% as of Sep. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on LendInvest and its competitors. According to the industry distribution chart, LendInvest ranks #1467 out of 1500 companies in the Banks industry, placing it in the top 97.8%.
Is LendInvest's OCF Margin % too high?
LendInvest's current OCF Margin % is -253.13%. Based on the distribution chart, LendInvest ranks #1467 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, LendInvest has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LendInvest's OCF Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, LendInvest ranks #1467 out of 1500 companies for OCF Margin %. This places LendInvest in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on LendInvest and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LendInvest's current OCF Margin % is -253.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LendInvest stock overvalued right now?
Based on GuruFocus' analysis, LendInvest (LSE:LINV) is currently considered Possible Value Trap. The stock's GF Value™ is £0.37, compared to a current price of £0.25 — trading 33.8% below its estimated fair value. The current OCF Margin % is -253.13%. LendInvest's overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For LendInvest (LSE:LINV), the current OCF Margin % is -253.13% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LendInvest (LSE:LINV) Overvalued in 2026?
Based on GuruFocus' analysis, LendInvest stock appears to be undervalued.
The current stock price of £0.25 is trading 33.8% below its estimated GF Value™ of £0.37.
GuruFocus considers LendInvest to be Possible Value Trap.
Key valuation signals for LSE:LINV:
OCF Margin %: -253.13%
GF Value™: £0.37 vs. price of £0.25 (33.8% below fair value)
No single metric tells the full story. See the LSE:LINV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LendInvest PLC is a platform for property finance. It offers short-term, development, and buy-to-let mortgages to intermediaries, landlords and developers across the UK.
44GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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