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LendInvestLSE:LINV 44 EV-to-EBITDA is 125.06 as of Jul. 25, 2026, which is 192% above its 10-year median of 42.79. GuruFocus rates LSE:LINV with a GF Score™ of 44/100 and a GF Value™ of £0.16 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 35 Banks companies, LendInvest ranks worse than 97.14% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, LendInvest's enterprise value is £950.48 Mil.
LendInvest's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was £7.60 Mil. Therefore, LendInvest's EV-to-EBITDA for today is 125.06.
The historical rank and industry rank for LendInvest's EV-to-EBITDA or its related term are showing as below:
LSE:LINV'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -29.72 Med: 42.79 Max: 125.07
Current: 125.07
During the past 8 years, the highest EV-to-EBITDA of LendInvest was 125.07. The lowest was -29.72. And the median was 42.79.
LSE:LINV's EV-to-EBITDA is ranked worse than 97.14% of 35
companies
in the Banks industry
Industry Median: 17.22
vs LSE:LINV: 125.07
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
LendInvest (LSE:LINV) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
LendInvest's share price for today is £0.295.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. LendInvest's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was £0.016.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for LendInvest's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:LINV vs RKT, FNMA, PFSI: EV-to-EBITDA Comparison
For the Mortgage Finance subindustry, LendInvest's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LendInvest EV-to-EBITDA vs Banks Industry
For the Banks industry and Financial Services sector, LendInvest's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where LendInvest's EV-to-EBITDA falls into.
LendInvest's current Enterprise Value is £950.48 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. LendInvest's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was £7.60 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LendInvest (LSE:LINV) has a EV-to-EBITDA of 125.06 as of Jul. 25, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on LendInvest. This is 192% above median its historical median of 42.79. According to the industry distribution chart, LendInvest ranks #34 out of 35 companies in the Banks industry, placing it in the top 97.1%.
Is LendInvest's EV-to-EBITDA too high?
LendInvest's current EV-to-EBITDA of 125.06 is 192% above median its 10-year median of 42.79. The Banks industry median EV-to-EBITDA is 17.22. LendInvest's value of 125.06 is 626.2% above this industry median. Based on the distribution chart, LendInvest ranks #34 out of 35 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, LendInvest has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does LendInvest's EV-to-EBITDA compare to RKT and FNMA?
According to the Banks industry distribution chart, LendInvest ranks #34 out of 35 companies for EV-to-EBITDA. This places LendInvest in the lower half of its industry. The industry median EV-to-EBITDA is 17.22. LendInvest's value of 125.06 is 626.2% above this benchmark. While the company's 10-year median is 42.79 vs. the industry median of 17.22, LendInvest has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Banks company?
The median EV-to-EBITDA among Banks companies is 17.22, based on 35 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LendInvest's current EV-to-EBITDA of 125.06 is 626.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on LendInvest. For the Banks industry, the median EV-to-EBITDA is 17.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LendInvest's current EV-to-EBITDA is 125.06, which is 192% above median its own 10-year median of 42.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LendInvest stock overvalued right now?
Based on GuruFocus' analysis, LendInvest (LSE:LINV) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.16, compared to a current price of £0.30 — trading 84.4% above its estimated fair value. The current EV-to-EBITDA is 125.06, which is 192% above median its 10-year median of 42.79 and 626.2% above the Banks industry median of 17.22. LendInvest's overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For LendInvest (LSE:LINV), the current EV-to-EBITDA is 125.06 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LendInvest (LSE:LINV) Overvalued in 2026?
Based on GuruFocus' analysis, LendInvest stock appears to be overvalued.
The current stock price of £0.30 is trading 84.4% above its estimated GF Value™ of £0.16.
GuruFocus considers LendInvest to be Significantly Overvalued.
Key valuation signals for LSE:LINV:
EV-to-EBITDA: 125.06 (192% above median its 10-year median of 42.79)
GF Value™: £0.16 vs. price of £0.30 (84.4% above fair value)
Industry Position: 626.2% above the Banks median (#34 of 35)
No single metric tells the full story. See the LSE:LINV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LendInvest PLC is a platform for property finance. It offers short-term, development, and buy-to-let mortgages to intermediaries, landlords and developers across the UK.
44GF Score
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EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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