LendInvestLSE:LINV 44 EBITDA Margin % is 31.52% as of Sep. 2025, which is 74% above its 10-year median of 18.08. GuruFocus rates LSE:LINV with a GF Score™ of 44/100 and a GF Value™ of £0.37 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 48 Banks companies, LendInvest ranks better than 68.75% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. LendInvest's EBITDA for the
six
months ended in Sep. 2025 was £15.60 Mil. LendInvest's Revenue for the
six
months ended in Sep. 2025 was £49.50 Mil. Therefore, LendInvest's EBITDA margin for the quarter that ended in Sep. 2025 was 31.52%.
LendInvest (LSE:LINV) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
LendInvest EBITDA Margin % Related Terms
LendInvest EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for LendInvest's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:LINV vs RKT, FNMA, PFSI: EBITDA Margin % Comparison
For the Mortgage Finance subindustry, LendInvest's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LendInvest EBITDA Margin % vs Banks Industry
For the Banks industry and Financial Services sector, LendInvest's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where LendInvest's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LendInvest (LSE:LINV) has a EBITDA Margin % of 31.52% as of Sep. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on LendInvest and its competitors. This is 74% above median its historical median of 18.08. According to the industry distribution chart, LendInvest ranks #15 out of 48 companies in the Banks industry, placing it in the top 31.2%.
Is LendInvest's EBITDA Margin % too high?
LendInvest's current EBITDA Margin % of 31.52% is 74% above median its 10-year median of 18.08. The Banks industry median EBITDA Margin % is 20.82. LendInvest's value of 31.52% is 51.4% above this industry median. Based on the distribution chart, LendInvest ranks #15 out of 48 companies in the Banks industry, which is above the industry midpoint. Overall, LendInvest has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LendInvest's EBITDA Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, LendInvest ranks #15 out of 48 companies for EBITDA Margin %. This puts LendInvest in the upper half of its industry. The industry median EBITDA Margin % is 20.82. LendInvest's value of 31.52% is 51.4% above this benchmark. While the company's 10-year median is 18.08 vs. the industry median of 20.82, LendInvest has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Banks company?
The median EBITDA Margin % among Banks companies is 20.82, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LendInvest's current EBITDA Margin % of 31.52% is 51.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on LendInvest and its competitors. For the Banks industry, the median EBITDA Margin % is 20.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LendInvest's current EBITDA Margin % is 31.52%, which is 74% above median its own 10-year median of 18.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LendInvest stock overvalued right now?
Based on GuruFocus' analysis, LendInvest (LSE:LINV) is currently considered Possible Value Trap. The stock's GF Value™ is £0.37, compared to a current price of £0.25 — trading 33.8% below its estimated fair value. The current EBITDA Margin % is 31.52%, which is 74% above median its 10-year median of 18.08 and 51.4% above the Banks industry median of 20.82. LendInvest's overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For LendInvest (LSE:LINV), the current EBITDA Margin % is 31.52% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LendInvest (LSE:LINV) Overvalued in 2026?
Based on GuruFocus' analysis, LendInvest stock appears to be undervalued.
The current stock price of £0.25 is trading 33.8% below its estimated GF Value™ of £0.37.
GuruFocus considers LendInvest to be Possible Value Trap.
Key valuation signals for LSE:LINV:
EBITDA Margin %: 31.52% (74% above median its 10-year median of 18.08)
GF Value™: £0.37 vs. price of £0.25 (33.8% below fair value)
Industry Position: 51.4% above the Banks median (#15 of 48)
No single metric tells the full story. See the LSE:LINV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LendInvest PLC is a platform for property finance. It offers short-term, development, and buy-to-let mortgages to intermediaries, landlords and developers across the UK.
44GF Score
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