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LendInvestLSE:LINV 44 EV-to-EBIT is 271.57 as of Jul. 23, 2026, which is 459% above its 10-year median of 48.60. GuruFocus rates LSE:LINV with a GF Score™ of 44/100 and a GF Value™ of £0.16 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 35 Banks companies, LendInvest ranks worse than 97.14% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
LendInvest's Enterprise Value for the quarter that ended in Mar. 2026 was £946.23 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. LendInvest's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was £3.50 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LendInvest EV-to-EBIT Related Terms
LendInvest EV-to-EBIT Historical Data
* Premium members only.
The historical data trend for LendInvest's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:LINV vs RKT, FNMA, PFSI: EV-to-EBIT Comparison
For the Mortgage Finance subindustry, LendInvest's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LendInvest EV-to-EBIT vs Banks Industry
For the Banks industry and Financial Services sector, LendInvest's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where LendInvest's EV-to-EBIT falls into.
LendInvest's current Enterprise Value is £950.48 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. LendInvest's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was £3.50 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LendInvest (LSE:LINV) has a EV-to-EBIT of 271.57 as of Jul. 23, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on LendInvest and its competitors. This is 459% above median its historical median of 48.60. According to the industry distribution chart, LendInvest ranks #34 out of 35 companies in the Banks industry, placing it in the top 97.1%.
Is LendInvest's EV-to-EBIT too high?
LendInvest's current EV-to-EBIT of 271.57 is 459% above median its 10-year median of 48.60. The Banks industry median EV-to-EBIT is 26.54. LendInvest's value of 271.57 is 923.2% above this industry median. Based on the distribution chart, LendInvest ranks #34 out of 35 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, LendInvest has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does LendInvest's EV-to-EBIT compare to RKT and FNMA?
According to the Banks industry distribution chart, LendInvest ranks #34 out of 35 companies for EV-to-EBIT. This places LendInvest in the lower half of its industry. The industry median EV-to-EBIT is 26.54. LendInvest's value of 271.57 is 923.2% above this benchmark. While the company's 10-year median is 48.60 vs. the industry median of 26.54, LendInvest has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Banks company?
The median EV-to-EBIT among Banks companies is 26.54, based on 35 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LendInvest's current EV-to-EBIT of 271.57 is 923.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on LendInvest and its competitors. For the Banks industry, the median EV-to-EBIT is 26.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LendInvest's current EV-to-EBIT is 271.57, which is 459% above median its own 10-year median of 48.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LendInvest stock overvalued right now?
Based on GuruFocus' analysis, LendInvest (LSE:LINV) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.16, compared to a current price of £0.30 — trading 84.4% above its estimated fair value. The current EV-to-EBIT is 271.57, which is 459% above median its 10-year median of 48.60 and 923.2% above the Banks industry median of 26.54. LendInvest's overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For LendInvest (LSE:LINV), the current EV-to-EBIT is 271.57 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LendInvest (LSE:LINV) Overvalued in 2026?
Based on GuruFocus' analysis, LendInvest stock appears to be overvalued.
The current stock price of £0.30 is trading 84.4% above its estimated GF Value™ of £0.16.
GuruFocus considers LendInvest to be Significantly Overvalued.
Key valuation signals for LSE:LINV:
EV-to-EBIT: 271.57 (459% above median its 10-year median of 48.60)
GF Value™: £0.16 vs. price of £0.30 (84.4% above fair value)
Industry Position: 923.2% above the Banks median (#34 of 35)
No single metric tells the full story. See the LSE:LINV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LendInvest PLC is a platform for property finance. It offers short-term, development, and buy-to-let mortgages to intermediaries, landlords and developers across the UK.
44GF Score
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