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LendInvest (LSE:LINV) Debt-to-EBITDA : 55.03 (As of Sep. 2024)


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What is LendInvest Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

LendInvest's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was £0.00 Mil. LendInvest's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was £605.30 Mil. LendInvest's annualized EBITDA for the quarter that ended in Sep. 2024 was £11.00 Mil. LendInvest's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2024 was 55.03.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for LendInvest's Debt-to-EBITDA or its related term are showing as below:

LSE:LINV' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -41.35   Med: 60.3   Max: 189.16
Current: 189.16

During the past 6 years, the highest Debt-to-EBITDA Ratio of LendInvest was 189.16. The lowest was -41.35. And the median was 60.30.

LSE:LINV's Debt-to-EBITDA is ranked worse than
94.44% of 36 companies
in the Banks industry
Industry Median: 11.495 vs LSE:LINV: 189.16

LendInvest Debt-to-EBITDA Historical Data

The historical data trend for LendInvest's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

LendInvest Debt-to-EBITDA Chart

LendInvest Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Debt-to-EBITDA
Get a 7-Day Free Trial 118.21 69.68 82.87 42.16 -41.35

LendInvest Semi-Annual Data
Mar19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 35.26 57.04 -42.38 -112.37 55.03

Competitive Comparison of LendInvest's Debt-to-EBITDA

For the Mortgage Finance subindustry, LendInvest's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LendInvest's Debt-to-EBITDA Distribution in the Banks Industry

For the Banks industry and Financial Services sector, LendInvest's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where LendInvest's Debt-to-EBITDA falls into.



LendInvest Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

LendInvest's Debt-to-EBITDA for the fiscal year that ended in Mar. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 516.9) / -12.5
=-41.35

LendInvest's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 605.3) / 11
=55.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Sep. 2024) EBITDA data.


LendInvest  (LSE:LINV) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


LendInvest Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of LendInvest's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


LendInvest Business Description

Traded in Other Exchanges
N/A
Address
8 Mortimer Street, 2 Fitzroy Place, London, GBR, W1T 3JJ
LendInvest PLC is a platform for property finance. It offers short-term, development, and buy-to-let mortgages to intermediaries, landlords and developers across the UK.

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