LendInvestLSE:LINV 44 10-Year ROIIC % is 0.68 as of Mar. 2025. GuruFocus rates LSE:LINV with a GF Score™ of 44/100 and a GF Value™ of £0.37 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 37 Banks companies, LendInvest ranks worse than 67.57% on this metric.
10-Year Return on Invested Incremental Capital (10-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 10-year.
LendInvest does not have enough data to calculate 10-Year ROIIC %.
LendInvest (LSE:LINV) 10-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
LendInvest 10-Year ROIIC % Related Terms
LendInvest 10-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for LendInvest's 10-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:LINV vs RKT, FNMA, PFSI: 10-Year ROIIC % Comparison
For the Mortgage Finance subindustry, LendInvest's 10-Year ROIIC %, along with its competitors' market caps and 10-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LendInvest 10-Year ROIIC % vs Banks Industry
For the Banks industry and Financial Services sector, LendInvest's 10-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where LendInvest's 10-Year ROIIC % falls into.
LendInvest's 10-Year ROIIC % for the quarter that ended in Mar. 2025 is calculated as:
10-Year ROIIC %
=
10-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
10-Year Incremental Invested Capital**
=
( 13.6 (Mar. 2025) - (Mar. 2015) )
/
( 739.9 (Mar. 2025) - (Mar. 2015) )
=
/
=
N/A%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 10-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
LendInvest (LSE:LINV) has a 10-Year ROIIC % of 0.68 as of Mar. 2025. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on LendInvest and its competitors. According to the industry distribution chart, LendInvest ranks #25 out of 37 companies in the Banks industry, placing it in the top 67.6%.
Is LendInvest's 10-Year ROIIC % too high?
LendInvest's current 10-Year ROIIC % is 0.68. The Banks industry median 10-Year ROIIC % is 2.24. LendInvest's value of 0.68 is 69.6% below this industry median. Based on the distribution chart, LendInvest ranks #25 out of 37 companies in the Banks industry, which is below the industry midpoint. Overall, LendInvest has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LendInvest's 10-Year ROIIC % compare to RKT and FNMA?
According to the Banks industry distribution chart, LendInvest ranks #25 out of 37 companies for 10-Year ROIIC %. This places LendInvest in the lower half of its industry. The industry median 10-Year ROIIC % is 2.24. LendInvest's value of 0.68 is 69.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year ROIIC % for a Banks company?
The median 10-Year ROIIC % among Banks companies is 2.24, based on 37 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LendInvest's current 10-Year ROIIC % of 0.68 is 69.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year ROIIC % mean?
A high 10-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on LendInvest and its competitors. For the Banks industry, the median 10-Year ROIIC % is 2.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LendInvest's current 10-Year ROIIC % is 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LendInvest stock overvalued right now?
Based on GuruFocus' analysis, LendInvest (LSE:LINV) is currently considered Possible Value Trap. The stock's GF Value™ is £0.37, compared to a current price of £0.25 — trading 33.8% below its estimated fair value. The current 10-Year ROIIC % is 0.68 and 69.6% below the Banks industry median of 2.24. LendInvest's overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year ROIIC % calculated?
10-Year ROIIC % is calculated from a company's financial statements. For LendInvest (LSE:LINV), the current 10-Year ROIIC % is 0.68 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LendInvest (LSE:LINV) Overvalued in 2026?
Based on GuruFocus' analysis, LendInvest stock appears to be undervalued.
The current stock price of £0.25 is trading 33.8% below its estimated GF Value™ of £0.37.
GuruFocus considers LendInvest to be Possible Value Trap.
Key valuation signals for LSE:LINV:
10-Year ROIIC %: 0.68
GF Value™: £0.37 vs. price of £0.25 (33.8% below fair value)
Industry Position: 69.6% below the Banks median (#25 of 37)
No single metric tells the full story. See the LSE:LINV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LendInvest PLC is a platform for property finance. It offers short-term, development, and buy-to-let mortgages to intermediaries, landlords and developers across the UK.
44GF Score
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