LendInvest (LSE:LINV) ROE % Adjusted to Book Value: 3.51% (As of Sep. 2025)


LSE:LINV LendInvest PLC LSE:LINV
44 GF Score
Price £0.25
GF Value £0.37
Valuation Possible Value Trap
! 7 Warning Signs
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What is LendInvest ROE % Adjusted to Book Value?

LendInvest LSE:LINV 44 ROE % Adjusted to Book Value is 3.51% as of Sep. 2025. GuruFocus rates LSE:LINV with a GF Score™ of 44/100 and a GF Value™ of £0.37 (Possible Value Trap). The stock has 7 warning signs investors should review.

LendInvest's ROE % for the quarter that ended in Sep. 2025 was 2.63%. LendInvest's PB Ratio for the quarter that ended in Sep. 2025 was 0.75. LendInvest's ROE % Adjusted to Book Value for the quarter that ended in Sep. 2025 was 3.51%.

LendInvest ROE % Adjusted to Book Value Related Terms

LendInvest ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for LendInvest's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LendInvest ROE % Adjusted to Book Value Chart

LendInvest Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 0.00 5.37 7.73 -56.58 -4.45

LendInvest Semi-Annual Data
Mar19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -38.12 -61.48 -9.99 1.65 3.51

LSE:LINV vs RKT, FNMA, PFSI: ROE % Adjusted to Book Value Comparison

For the Mortgage Finance subindustry, LendInvest's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

LendInvest ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, LendInvest's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where LendInvest's ROE % Adjusted to Book Value falls into.


LSE:LINV
44GF Score
LendInvest PLC LSE:LINV
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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LendInvest ROE % Adjusted to Book Value Calculation

LendInvest's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-2.67% / 0.60
=-4.45%

LendInvest's ROE % Adjusted to Book Value for the quarter that ended in Sep. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=2.63% / 0.75
=3.51%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 3.51% mean?
LendInvest (LSE:LINV) has a ROE % Adjusted to Book Value of 3.51% as of Sep. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on LendInvest and its competitors.
Is LendInvest's ROE % Adjusted to Book Value too high?
LendInvest's current ROE % Adjusted to Book Value is 3.51%. Overall, LendInvest has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LendInvest's ROE % Adjusted to Book Value compare to RKT and FNMA?
LendInvest's ROE % Adjusted to Book Value of 3.51% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on LendInvest and its competitors. LendInvest's current ROE % Adjusted to Book Value is 3.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LendInvest stock overvalued right now?
Based on GuruFocus' analysis, LendInvest (LSE:LINV) is currently considered Possible Value Trap. The stock's GF Value™ is £0.37, compared to a current price of £0.25 — trading 33.8% below its estimated fair value. The current ROE % Adjusted to Book Value is 3.51%. LendInvest's overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For LendInvest (LSE:LINV), the current ROE % Adjusted to Book Value is 3.51% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LendInvest (LSE:LINV) Overvalued in 2026?

Based on GuruFocus' analysis, LendInvest stock appears to be undervalued. The current stock price of £0.25 is trading 33.8% below its estimated GF Value™ of £0.37. GuruFocus considers LendInvest to be Possible Value Trap.

Key valuation signals for LSE:LINV:

  • ROE % Adjusted to Book Value: 3.51%
  • GF Value™: £0.37 vs. price of £0.25 (33.8% below fair value)
  • GF Score™: 44/100 with 7 warning signs

No single metric tells the full story. See the LSE:LINV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LendInvest Business Description

Address 4-8 Maple Street, London, GBR, W1T 5HD
LendInvest PLC is a platform for property finance. It offers short-term, development, and buy-to-let mortgages to intermediaries, landlords and developers across the UK.
44GF Score

Get the complete analysis for LSE:LINV

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.25
Price
£0.37
GF Value