OTP Bank (LSE:OTPD) Earnings Yield %: 42.39% (As of Jul. 01, 2026)


LSE:OTPD OTP Bank PLC LSE:OTPD
67 GF Score
Price $17.00
GF Value $10.70
Valuation Significantly Overvalued
! 5 Warning Signs
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What is OTP Bank Earnings Yield %?

OTP Bank LSE:OTPD 67 Earnings Yield % is 42.39% as of Jul. 01, 2026. GuruFocus rates LSE:OTPD with a GF Score™ of 67/100 and a GF Value™ of $10.70 (Significantly Overvalued). The stock has 5 warning signs investors should review.

The earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

As of today (2026-07-01), the stock price of OTP Bank is $17.00. OTP Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $7.21. Therefore, OTP Bank's earnings yield of today is 42.39%.

The earnings yield does not consider the growth of the business. A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. OTP Bank's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was 34.34%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


OTP Bank  (LSE:OTPD) Earnings Yield % Explanation

If the P/E ratio is an indication of how many years it takes for the company to earn back the stock price shareholders pay to buy the shares, the earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

If a company loses money, the earnings yield is negative. This gives a more straightforward indication that the company is losing money. This is an advantage of using earnings yield instead of the P/E ratio in valuation. For valuation purposes, the P/B Ratio and the P/S Ratio should be used for companies that are losing money.

Like the P/E ratio, the earnings yield can be used to compare investments in different industries. It can even be used to compare the attractiveness of different asset classes such as bonds and cash. Of course, the earnings yield should not be the only factor in deciding which asset classes to invest.

Also similar to the P/E ratio, the earnings yield does not consider the growth of the business. A growing company with the same earnings yield should be more attractive than a company that has the same earnings yield but does not grow.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %.

Be Aware

Just like the P/E Ratio, non-recurring items such as selling part of the business, selling a previous investment, etc., can affect earnings yield dramatically. The earning yield is also a poor indication for cyclical companies. When a cyclical stock has a high earnings yield it is usually at the peak of its cycle.


OTP Bank Earnings Yield % Related Terms

LSE:OTPD
67GF Score
OTP Bank PLC LSE:OTPD
Earnings Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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OTP Bank Earnings Yield % Calculation

Earnings yield is the reciprocal of the P/E Ratio.

OTP Bank's Earnings Yield for today is calculated as

Earnings Yield=Earnings per Share (Diluted) (TTM)/Share Price
=7.206/17.00
=42.39 %

OTP Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.206 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Earnings Yield=Net Income /Market Cap

The earnings in the calculation is the Trailing Twelve Months earnings.

Frequently Asked Questions Learn more about Earnings Yield % →
What does a Earnings Yield % of 42.39% mean?
OTP Bank (LSE:OTPD) has a Earnings Yield % of 42.39% as of Jul. 01, 2026. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on OTP Bank and its competitors.
Is OTP Bank's Earnings Yield % too high?
OTP Bank's current Earnings Yield % is 42.39%. Overall, OTP Bank has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's Earnings Yield % compare to PNC and USB?
OTP Bank's Earnings Yield % of 42.39% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield % for a Banks company?
A good Earnings Yield % depends on the Banks industry context. However, Earnings Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield % mean?
A high Earnings Yield % can signal that a stock is expensive relative to its fundamentals. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on OTP Bank and its competitors. OTP Bank's current Earnings Yield % is 42.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
Based on GuruFocus' analysis, OTP Bank (LSE:OTPD) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.70, compared to a current price of $17.00 — trading 58.9% above its estimated fair value. The current Earnings Yield % is 42.39%. OTP Bank's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield % calculated?
Earnings Yield % is calculated from a company's financial statements. For OTP Bank (LSE:OTPD), the current Earnings Yield % is 42.39% as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OTP Bank (LSE:OTPD) Overvalued in 2026?

Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued. The current stock price of $17.00 is trading 58.9% above its estimated GF Value™ of $10.70. GuruFocus considers OTP Bank to be Significantly Overvalued.

Key valuation signals for LSE:OTPD:

  • Earnings Yield %: 42.39%
  • GF Value™: $10.70 vs. price of $17.00 (58.9% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the LSE:OTPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OTP Bank Business Description

Address 16, Nador Street, Budapest, HUN, 1051
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
67GF Score

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Earnings Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.00
Price
$10.70
GF Value