OTP BankLSE:OTPD 71 PEG Ratio is 0.17 as of Jul. 02, 2026, which is 70% below its 10-year median of 0.57. GuruFocus rates LSE:OTPD with a GF Score™ of 71/100 and a GF Value™ of $13.83 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,228 Banks companies, OTP Bank ranks better than 78.58% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, OTP Bank's PE Ratio without NRI is 3.37. OTP Bank's 5-Year Book Value growth rate is 19.90%. Therefore, OTP Bank's PEG Ratio for today is 0.17.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for OTP Bank's PEG Ratio or its related term are showing as below:
LSE:OTPD'
s PEG Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.57 Max: 34.82
Current: 0.73
During the past 13 years, OTP Bank's highest PEG Ratio was 34.82. The lowest was 0.14. And the median was 0.57.
LSE:OTPD's PEG Ratio is ranked better than 78.58% of 1228
companies
in the Banks industry
Industry Median: 1.51
vs LSE:OTPD: 0.73
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
OTP Bank (LSE:OTPD) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
OTP Bank PEG Ratio Related Terms
OTP Bank PEG Ratio Historical Data
* Premium members only.
The historical data trend for OTP Bank's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, OTP Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OTP Bank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, OTP Bank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where OTP Bank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
OTP Bank (LSE:OTPD) has a PEG Ratio of 0.17 as of Jul. 02, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on OTP Bank and its competitors. This is 70% below median its historical median of 0.57. Over the past decade, OTP Bank's PEG Ratio has ranged from 0.14 to 34.82. According to the industry distribution chart, OTP Bank ranks #263 out of 1228 companies in the Banks industry, placing it in the top 21.4%.
Is OTP Bank's PEG Ratio too high?
OTP Bank's current PEG Ratio of 0.17 is 70% below median its 10-year median of 0.57. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 34.82. The Banks industry median PEG Ratio is 1.51. OTP Bank's value of 0.17 is 88.7% below this industry median. Based on the distribution chart, OTP Bank ranks #263 out of 1228 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, OTP Bank has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, OTP Bank ranks #263 out of 1228 companies for PEG Ratio. This places OTP Bank in the top 21% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.51. OTP Bank's value of 0.17 is 88.7% below this benchmark. Historically, OTP Bank's own PEG Ratio has ranged from 0.14 to 34.82 over the past decade. While the company's 10-year median is 0.57 vs. the industry median of 1.51, OTP Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.51, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OTP Bank's current PEG Ratio of 0.17 is 88.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on OTP Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OTP Bank's current PEG Ratio is 0.17, which is 70% below median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
Based on GuruFocus' analysis, OTP Bank (LSE:OTPD) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.83, compared to a current price of $17.00 — trading 22.9% above its estimated fair value. The current PEG Ratio is 0.17, which is 70% below median its 10-year median of 0.57 and 88.7% below the Banks industry median of 1.51. OTP Bank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For OTP Bank (LSE:OTPD), the current PEG Ratio is 0.17 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OTP Bank (LSE:OTPD) Overvalued in 2026?
Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued.
The current stock price of $17.00 is trading 22.9% above its estimated GF Value™ of $13.83.
GuruFocus considers OTP Bank to be Modestly Overvalued.
Key valuation signals for LSE:OTPD:
PEG Ratio: 0.17 (70% below median its 10-year median of 0.57)
GF Value™: $13.83 vs. price of $17.00 (22.9% above fair value)
Industry Position: 88.7% below the Banks median (#263 of 1228)
No single metric tells the full story. See the LSE:OTPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
71GF Score
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