OTP Bank (LSE:OTPD) Total Noninterest Expense: $5,703 Mil (As of Mar. 2026)

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LSE:OTPD OTP Bank PLC LSE:OTPD
71 GF Score
Price $17.00
GF Value $13.77
Valuation Modestly Overvalued
! 5 Warning Signs
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What is OTP Bank Total Noninterest Expense?

OTP Bank LSE:OTPD 71 Total Noninterest Expense is $5,703 Mil as of Mar. 2026. GuruFocus rates LSE:OTPD with a GF Score™ of 71/100 and a GF Value™ of $13.77 (Modestly Overvalued). The stock has 5 warning signs investors should review.

OTP Bank's Total Noninterest Expense for the three months ended in Mar. 2026 was $1,815 Mil. OTP Bank's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was $5,703 Mil.


OTP Bank Total Noninterest Expense Related Terms


OTP Bank Total Noninterest Expense Historical Data

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The historical data trend for OTP Bank's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OTP Bank Total Noninterest Expense Chart

OTP Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,718.10 3,793.83 4,042.49 4,382.66 5,430.98

OTP Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,542.58 1,191.43 1,251.72 1,445.25 1,814.92
LSE:OTPD
71GF Score
OTP Bank PLC LSE:OTPD
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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OTP Bank Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5,703 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $5,703 Mil mean?
OTP Bank (LSE:OTPD) has a Total Noninterest Expense of $5,703 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on OTP Bank and its competitors.
Is OTP Bank's Total Noninterest Expense too high?
OTP Bank's current Total Noninterest Expense is $5,703 Mil. Overall, OTP Bank has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's Total Noninterest Expense compare to PNC and USB?
OTP Bank's Total Noninterest Expense of $5,703 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on OTP Bank and its competitors. OTP Bank's current Total Noninterest Expense is $5,703 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
Based on GuruFocus' analysis, OTP Bank (LSE:OTPD) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.77, compared to a current price of $17.00 — trading 23.5% above its estimated fair value. The current Total Noninterest Expense is $5,703 Mil. OTP Bank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For OTP Bank (LSE:OTPD), the current Total Noninterest Expense is $5,703 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OTP Bank (LSE:OTPD) Overvalued in 2026?

Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued. The current stock price of $17.00 is trading 23.5% above its estimated GF Value™ of $13.77. GuruFocus considers OTP Bank to be Modestly Overvalued.

Key valuation signals for LSE:OTPD:

  • Total Noninterest Expense: $5,703 Mil
  • GF Value™: $13.77 vs. price of $17.00 (23.5% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the LSE:OTPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OTP Bank Business Description

Address 16, Nador Street, Budapest, HUN, 1051
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
71GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.00
Price
$13.77
GF Value