OTP BankLSE:OTPD 71 FCF Yield % is 19.50 as of Jun. 28, 2026, which is 3% below its 10-year median of 20.07. GuruFocus rates LSE:OTPD with a GF Score™ of 71/100 and a GF Value™ of $10.70 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,505 Banks companies, OTP Bank ranks better than 76.01% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
OTP Bank FCF Yield % Related Terms
OTP Bank FCF Yield % Historical Data
* Premium members only.
The historical data trend for OTP Bank's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, OTP Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OTP Bank FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, OTP Bank's FCF Yield % distribution charts can be found below:
* The bar in red indicates where OTP Bank's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OTP Bank (LSE:OTPD) has a FCF Yield % of 19.50 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on OTP Bank and its competitors. This is near median its historical median of 20.07. According to the industry distribution chart, OTP Bank ranks #361 out of 1505 companies in the Banks industry, placing it in the top 24%.
Is OTP Bank's FCF Yield % too high?
OTP Bank's current FCF Yield % of 19.50 is near median its 10-year median of 20.07. The Banks industry median FCF Yield % is 8.20. OTP Bank's value of 19.50 is 137.8% above this industry median. Based on the distribution chart, OTP Bank ranks #361 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, OTP Bank has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, OTP Bank ranks #361 out of 1505 companies for FCF Yield %. This places OTP Bank in the top 24% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.20. OTP Bank's value of 19.50 is 137.8% above this benchmark. While the company's 10-year median is 20.07 vs. the industry median of 8.20, OTP Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OTP Bank's current FCF Yield % of 19.50 is 137.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on OTP Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OTP Bank's current FCF Yield % is 19.50, which is near median its own 10-year median of 20.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
Based on GuruFocus' analysis, OTP Bank (LSE:OTPD) is currently considered Modestly Overvalued. The stock's GF Value™ is $10.70, compared to a current price of $17.00 — trading 58.9% above its estimated fair value. The current FCF Yield % is 19.50, which is near median its 10-year median of 20.07 and 137.8% above the Banks industry median of 8.20. OTP Bank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For OTP Bank (LSE:OTPD), the current FCF Yield % is 19.50 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OTP Bank (LSE:OTPD) Overvalued in 2026?
Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued.
The current stock price of $17.00 is trading 58.9% above its estimated GF Value™ of $10.70.
GuruFocus considers OTP Bank to be Modestly Overvalued.
Key valuation signals for LSE:OTPD:
FCF Yield %: 19.50 (near median its 10-year median of 20.07)
GF Value™: $10.70 vs. price of $17.00 (58.9% above fair value)
Industry Position: 137.8% above the Banks median (#361 of 1505)
No single metric tells the full story. See the LSE:OTPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
71GF Score
Get the complete analysis for LSE:OTPD
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LSE:OTPD has been successfully added to your 
