OTP Bank (LSE:OTPD) ROE % Adjusted to Book Value: 26.80% (As of Mar. 2026)


LSE:OTPD OTP Bank PLC LSE:OTPD
67 GF Score
Price $17.00
GF Value $10.70
Valuation Significantly Overvalued
! 5 Warning Signs
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What is OTP Bank ROE % Adjusted to Book Value?

OTP Bank LSE:OTPD 67 ROE % Adjusted to Book Value is 26.80% as of Mar. 2026. GuruFocus rates LSE:OTPD with a GF Score™ of 67/100 and a GF Value™ of $10.70 (Significantly Overvalued). The stock has 5 warning signs investors should review.

OTP Bank's ROE % for the quarter that ended in Mar. 2026 was 12.33%. OTP Bank's PB Ratio for the quarter that ended in Mar. 2026 was 0.46. OTP Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 26.80%.


OTP Bank ROE % Adjusted to Book Value Related Terms


OTP Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for OTP Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OTP Bank ROE % Adjusted to Book Value Chart

OTP Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.32 10.01 30.35 33.78 45.28

OTP Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.61 49.39 50.47 45.70 26.80

LSE:OTPD vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, OTP Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OTP Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, OTP Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where OTP Bank's ROE % Adjusted to Book Value falls into.


LSE:OTPD
67GF Score
OTP Bank PLC LSE:OTPD
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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OTP Bank ROE % Adjusted to Book Value Calculation

OTP Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=21.28% / 0.47
=45.28%

OTP Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.33% / 0.46
=26.80%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 26.80% mean?
OTP Bank (LSE:OTPD) has a ROE % Adjusted to Book Value of 26.80% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on OTP Bank and its competitors.
Is OTP Bank's ROE % Adjusted to Book Value too high?
OTP Bank's current ROE % Adjusted to Book Value is 26.80%. Overall, OTP Bank has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's ROE % Adjusted to Book Value compare to PNC and USB?
OTP Bank's ROE % Adjusted to Book Value of 26.80% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on OTP Bank and its competitors. OTP Bank's current ROE % Adjusted to Book Value is 26.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
Based on GuruFocus' analysis, OTP Bank (LSE:OTPD) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.70, compared to a current price of $17.00 — trading 58.9% above its estimated fair value. The current ROE % Adjusted to Book Value is 26.80%. OTP Bank's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For OTP Bank (LSE:OTPD), the current ROE % Adjusted to Book Value is 26.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OTP Bank (LSE:OTPD) Overvalued in 2026?

Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued. The current stock price of $17.00 is trading 58.9% above its estimated GF Value™ of $10.70. GuruFocus considers OTP Bank to be Significantly Overvalued.

Key valuation signals for LSE:OTPD:

  • ROE % Adjusted to Book Value: 26.80%
  • GF Value™: $10.70 vs. price of $17.00 (58.9% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the LSE:OTPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OTP Bank Business Description

Address 16, Nador Street, Budapest, HUN, 1051
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
67GF Score

Get the complete analysis for LSE:OTPD

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.00
Price
$10.70
GF Value