OTP BankLSE:OTPD 68 PS Ratio is 0.83 as of Jul. 06, 2026, which is 70% below its 10-year median of 2.74. GuruFocus rates LSE:OTPD with a GF Score™ of 68/100 and a GF Value™ of $13.83 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,519 Banks companies, OTP Bank ranks worse than 65.57% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, OTP Bank's share price is $17.00.
OTP Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $20.57. Hence, OTP Bank's PS Ratio for today is 0.83.
Warning Sign:
OTP Bank PLC stock PS Ratio (=3.69) is close to 10-year high of 3.75.
The historical rank and industry rank for OTP Bank's PS Ratio or its related term are showing as below:
LSE:OTPD'
s PS Ratio Range Over the Past 10 Years
Min: 1.34 Med: 2.74 Max: 3.75
Current: 3.69
During the past 13 years, OTP Bank's highest PS Ratio was 3.75. The lowest was 1.34. And the median was 2.74.
LSE:OTPD's PS Ratio is ranked worse than 65.57% of 1519
companies
in the Banks industry
Industry Median: 3
vs LSE:OTPD: 3.69
OTP Bank's Revenue per Sharefor the
three
months ended in Mar. 2026 was $5.13.
Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $20.57.
Good Sign:
OTP Bank PLC has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of OTP Bank was 17.70% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 25.80% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 22.20% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 15.00% per year.
During the past 13 years, OTP Bank's highest 3-Year average Revenue per Share Growth Rate was 83.70% per year. The lowest was -19.60% per year. And the median was 11.60% per year.
Back to Basics: PS Ratio
OTP Bank (LSE:OTPD) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
OTP Bank PS Ratio Related Terms
OTP Bank PS Ratio Historical Data
* Premium members only.
The historical data trend for OTP Bank's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, OTP Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OTP Bank PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, OTP Bank's PS Ratio distribution charts can be found below:
* The bar in red indicates where OTP Bank's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
OTP Bank's Share Price of today is $17.00. OTP Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $20.57.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
OTP Bank (LSE:OTPD) has a PS Ratio of 0.83 as of Jul. 06, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on OTP Bank and its competitors. This is 70% below median its historical median of 2.74. Over the past decade, OTP Bank's PS Ratio has ranged from 1.34 to 3.75. According to the industry distribution chart, OTP Bank ranks #996 out of 1519 companies in the Banks industry, placing it in the top 65.6%.
Is OTP Bank's PS Ratio too high?
OTP Bank's current PS Ratio of 0.83 is 70% below median its 10-year median of 2.74. Over the past 10 years, this metric has ranged from a low of 1.34 to a high of 3.75. The Banks industry median PS Ratio is 3.00. OTP Bank's value of 0.83 is 72.3% below this industry median. Based on the distribution chart, OTP Bank ranks #996 out of 1519 companies in the Banks industry, which is below the industry midpoint. Overall, OTP Bank has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, OTP Bank ranks #996 out of 1519 companies for PS Ratio. This places OTP Bank in the lower half of its industry. The industry median PS Ratio is 3.00. OTP Bank's value of 0.83 is 72.3% below this benchmark. Historically, OTP Bank's own PS Ratio has ranged from 1.34 to 3.75 over the past decade. While the company's 10-year median is 2.74 vs. the industry median of 3.00, OTP Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OTP Bank's current PS Ratio of 0.83 is 72.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on OTP Bank and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OTP Bank's current PS Ratio is 0.83, which is 70% below median its own 10-year median of 2.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
Based on GuruFocus' analysis, OTP Bank (LSE:OTPD) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.83, compared to a current price of $17.00 — trading 22.9% above its estimated fair value. The current PS Ratio is 0.83, which is 70% below median its 10-year median of 2.74 and 72.3% below the Banks industry median of 3.00. OTP Bank's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For OTP Bank (LSE:OTPD), the current PS Ratio is 0.83 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OTP Bank (LSE:OTPD) Overvalued in 2026?
Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued.
The current stock price of $17.00 is trading 22.9% above its estimated GF Value™ of $13.83.
GuruFocus considers OTP Bank to be Modestly Overvalued.
Key valuation signals for LSE:OTPD:
PS Ratio: 0.83 (70% below median its 10-year median of 2.74)
GF Value™: $13.83 vs. price of $17.00 (22.9% above fair value)
Industry Position: 72.3% below the Banks median (#996 of 1519)
No single metric tells the full story. See the LSE:OTPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
68GF Score
Get the complete analysis for LSE:OTPD
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LSE:OTPD has been successfully added to your 
