OTP BankLSE:OTPD 71 OCF Margin % is 372.70% as of Mar. 2026, which is 555% above its 10-year median of 56.93. GuruFocus rates LSE:OTPD with a GF Score™ of 71/100 and a GF Value™ of $13.84 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,501 Banks companies, OTP Bank ranks better than 79.28% on this metric.
The historical rank and industry rank for OTP Bank's OCF Margin % or its related term are showing as below:
LSE:OTPD'
s OCF Margin % Range Over the Past 10 Years
Min: 16.37 Med: 56.93 Max: 105.7
Current: 70.78
During the past 13 years, the highest OCF Margin % of OTP Bank was 105.70%. The lowest was 16.37%. And the median was 56.93%.
LSE:OTPD's OCF Margin % is ranked better than 79.28% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs LSE:OTPD: 70.78
OTP Bank OCF Margin % Related Terms
OTP Bank OCF Margin % Historical Data
* Premium members only.
The historical data trend for OTP Bank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, OTP Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OTP Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, OTP Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where OTP Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OTP Bank (LSE:OTPD) has a OCF Margin % of 372.70% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on OTP Bank and its competitors. This is 555% above median its historical median of 56.93. Over the past decade, OTP Bank's OCF Margin % has ranged from 16.37 to 105.70. According to the industry distribution chart, OTP Bank ranks #311 out of 1501 companies in the Banks industry, placing it in the top 20.7%.
Is OTP Bank's OCF Margin % too high?
OTP Bank's current OCF Margin % of 372.70% is 555% above median its 10-year median of 56.93. Over the past 10 years, this metric has ranged from a low of 16.37 to a high of 105.70. The Banks industry median OCF Margin % is 29.44. OTP Bank's value of 372.70% is 1166% above this industry median. Based on the distribution chart, OTP Bank ranks #311 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, OTP Bank has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, OTP Bank ranks #311 out of 1501 companies for OCF Margin %. This places OTP Bank in the top 21% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. OTP Bank's value of 372.70% is 1166% above this benchmark. Historically, OTP Bank's own OCF Margin % has ranged from 16.37 to 105.70 over the past decade. While the company's 10-year median is 56.93 vs. the industry median of 29.44, OTP Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OTP Bank's current OCF Margin % of 372.70% is 1166% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on OTP Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OTP Bank's current OCF Margin % is 372.70%, which is 555% above median its own 10-year median of 56.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
Based on GuruFocus' analysis, OTP Bank (LSE:OTPD) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.84, compared to a current price of $17.00 — trading 22.8% above its estimated fair value. The current OCF Margin % is 372.70%, which is 555% above median its 10-year median of 56.93 and 1166% above the Banks industry median of 29.44. OTP Bank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For OTP Bank (LSE:OTPD), the current OCF Margin % is 372.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OTP Bank (LSE:OTPD) Overvalued in 2026?
Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued.
The current stock price of $17.00 is trading 22.8% above its estimated GF Value™ of $13.84.
GuruFocus considers OTP Bank to be Modestly Overvalued.
Key valuation signals for LSE:OTPD:
OCF Margin %: 372.70% (555% above median its 10-year median of 56.93)
GF Value™: $13.84 vs. price of $17.00 (22.8% above fair value)
Industry Position: 1166% above the Banks median (#311 of 1501)
No single metric tells the full story. See the LSE:OTPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
71GF Score
Get the complete analysis for LSE:OTPD
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LSE:OTPD has been successfully added to your 
