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OTP BankLSE:OTPD 76 Forward Rate of Return (Yacktman) % is 56.15% as of Jun. 2026, which is 69% above its 10-year median of 33.19. GuruFocus rates LSE:OTPD with a GF Score™ of 76/100 and a GF Value™ of $11.36. The stock has 6 warning signs investors should review. Among 1,415 Banks companies, OTP Bank ranks better than 80% on this metric.
Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. OTP Bank's forward rate of return for was 56.15%.
The historical rank and industry rank for OTP Bank's Forward Rate of Return (Yacktman) % or its related term are showing as below:
LSE:OTPD'
s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 15.75 Med: 33.19 Max: 65.65
Current: 29.05
During the past 13 years, OTP Bank's highest Forward Rate of Return was 65.65. The lowest was 15.75. And the median was 33.19.
LSE:OTPD's Forward Rate of Return (Yacktman) % is ranked better than 80% of 1415
companies
in the Banks industry
Industry Median: 15.53
vs LSE:OTPD: 29.05
Unlike the Earnings Yield %, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
OTP Bank (LSE:OTPD) Forward Rate of Return (Yacktman) % Explanation
Unlike the Earnings Yield, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
For the growth part of the Forward Rate of Return calculation, GuruFocus uses the 5-year average growth rate of Book Value per share as the growth rate, and the growth rate is always capped at 20%. For the Free Cash Flow we use per share data averaged over five years. The reason we use five years is to make it comparable to the growth rate.
Be Aware
In the Forward Rate of Return calculation, the growth rate is added directly to today's free cash flow yield. Therefore the calculation is reliable only if the company can grow at the same rate in the future as it did in the past. Investors should pay close attention to this when researching growth stocks. A more accurate measurement for return is Return on Capital.
OTP Bank Forward Rate of Return (Yacktman) % Related Terms
OTP Bank Forward Rate of Return (Yacktman) % Historical Data
* Premium members only.
The historical data trend for OTP Bank's Forward Rate of Return (Yacktman) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OTP Bank Forward Rate of Return (Yacktman) % Chart
LSE:OTPD vs USB, PNC: Forward Rate of Return (Yacktman) % Comparison
For the Banks - Regional subindustry, OTP Bank's Forward Rate of Return (Yacktman) %, along with its competitors' market caps and Forward Rate of Return (Yacktman) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OTP Bank Forward Rate of Return (Yacktman) % vs Banks Industry
For the Banks industry and Financial Services sector, OTP Bank's Forward Rate of Return (Yacktman) % distribution charts can be found below:
* The bar in red indicates where OTP Bank's Forward Rate of Return (Yacktman) % falls into.
OTP Bank Forward Rate of Return (Yacktman) % Calculation
Forward Rate of Return is a concept that Don Yacktman uses in his investment approach. Yacktman explained the forward rate of return concept in detail in his interview with GuruFocus. Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. He said in the interview (March 2012, when the S&P 500 was at about 1400):
If the business is stable, this calculation is fairly straightforward. For instance, on the S&P 500 we would normalize earnings. We would then calculate what percentage of those earnings are not reinvested in the underlying businesses and are therefore free. Historically, for the S&P 500, this has been just under 50% of earnings. Currently, we expect the S&P to earn about 70 on a normalized basis, a number which is far below reported earnings due to our adjusting for record high profit margins. $70 X ½ / 1400 gives you a normalized free cash flow yield of approximately 2.5%.
The historical real growth rate of the S&P 500 (companies) is about 1.5%. Assuming an inflation rate of 2.5%, the forward rate of return on an investment in the S&P 500 is about 6.5% today (2.5% free cash flow yield plus 1.5% real growth plus 2.5% inflation).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Rate of Return (Yacktman) % of 56.15% mean?
OTP Bank (LSE:OTPD) has a Forward Rate of Return (Yacktman) % of 56.15% as of Jun. 2026. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on OTP Bank and its competitors. This is 69% above median its historical median of 33.19. Over the past decade, OTP Bank's Forward Rate of Return (Yacktman) % has ranged from 15.75 to 65.65. According to the industry distribution chart, OTP Bank ranks #283 out of 1415 companies in the Banks industry, placing it in the top 20%.
Is OTP Bank's Forward Rate of Return (Yacktman) % too high?
OTP Bank's current Forward Rate of Return (Yacktman) % of 56.15% is 69% above median its 10-year median of 33.19. Over the past 10 years, this metric has ranged from a low of 15.75 to a high of 65.65. The Banks industry median Forward Rate of Return (Yacktman) % is 15.53. OTP Bank's value of 56.15% is 261.6% above this industry median. Based on the distribution chart, OTP Bank ranks #283 out of 1415 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, OTP Bank has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's Forward Rate of Return (Yacktman) % compare to USB and PNC?
According to the Banks industry distribution chart, OTP Bank ranks #283 out of 1415 companies for Forward Rate of Return (Yacktman) %. This places OTP Bank in the top 20% of its industry — outperforming the majority of peers. The industry median Forward Rate of Return (Yacktman) % is 15.53. OTP Bank's value of 56.15% is 261.6% above this benchmark. Historically, OTP Bank's own Forward Rate of Return (Yacktman) % has ranged from 15.75 to 65.65 over the past decade. While the company's 10-year median is 33.19 vs. the industry median of 15.53, OTP Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Rate of Return (Yacktman) % for a Banks company?
The median Forward Rate of Return (Yacktman) % among Banks companies is 15.53, based on 1,415 companies in the industry. Companies in the top quartile (top 25%) have a Forward Rate of Return (Yacktman) % significantly above this median, while those in the bottom quartile fall well below. However, Forward Rate of Return (Yacktman) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OTP Bank's current Forward Rate of Return (Yacktman) % of 56.15% is 261.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Rate of Return (Yacktman) % mean?
A high Forward Rate of Return (Yacktman) % can signal that a stock is expensive relative to its fundamentals. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on OTP Bank and its competitors. For the Banks industry, the median Forward Rate of Return (Yacktman) % is 15.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OTP Bank's current Forward Rate of Return (Yacktman) % is 56.15%, which is 69% above median its own 10-year median of 33.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
OTP Bank (LSE:OTPD) has a current Forward Rate of Return (Yacktman) % of 56.15%. The stock's GF Value™ is $11.36, compared to a current price of $17.00 — trading 49.6% above its estimated fair value. The current Forward Rate of Return (Yacktman) % is 56.15%, which is 69% above median its 10-year median of 33.19 and 261.6% above the Banks industry median of 15.53. OTP Bank's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Rate of Return (Yacktman) % calculated?
Forward Rate of Return (Yacktman) % is calculated from a company's financial statements. For OTP Bank (LSE:OTPD), the current Forward Rate of Return (Yacktman) % is 56.15% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OTP Bank (LSE:OTPD) Overvalued in 2026?
Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued.
The current stock price of $17.00 is trading 49.6% above its estimated GF Value™ of $11.36.
Key valuation signals for LSE:OTPD:
Forward Rate of Return (Yacktman) %: 56.15% (69% above median its 10-year median of 33.19)
GF Value™: $11.36 vs. price of $17.00 (49.6% above fair value)
Industry Position: 261.6% above the Banks median (#283 of 1415)
No single metric tells the full story. See the LSE:OTPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
76GF Score
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Forward Rate of Return (Yacktman) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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