OTP BankLSE:OTPD 71 FCF Margin % is 372.70% as of Mar. 2026, which is 804% above its 10-year median of 41.21. GuruFocus rates LSE:OTPD with a GF Score™ of 71/100 and a GF Value™ of $13.84 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,504 Banks companies, OTP Bank ranks better than 79.92% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. OTP Bank's Free Cash Flow for the
three
months ended in Mar. 2026 was $9,836 Mil. OTP Bank's Revenue for the
three
months ended in Mar. 2026 was $2,639 Mil. Therefore, OTP Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 372.70%.
The historical rank and industry rank for OTP Bank's FCF Margin % or its related term are showing as below:
LSE:OTPD'
s FCF Margin % Range Over the Past 10 Years
Min: 4.02 Med: 41.21 Max: 84.13
Current: 70.78
During the past 13 years, the highest FCF Margin % of OTP Bank was 84.13%. The lowest was 4.02%. And the median was 41.21%.
LSE:OTPD's FCF Margin % is ranked better than 79.92% of 1504
companies
in the Banks industry
Industry Median: 26.5
vs LSE:OTPD: 70.78
OTP Bank FCF Margin % Related Terms
OTP Bank FCF Margin % Historical Data
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The historical data trend for OTP Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, OTP Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OTP Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, OTP Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where OTP Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OTP Bank (LSE:OTPD) has a FCF Margin % of 372.70% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on OTP Bank and its competitors. This is 804% above median its historical median of 41.21. Over the past decade, OTP Bank's FCF Margin % has ranged from 4.02 to 84.13. According to the industry distribution chart, OTP Bank ranks #302 out of 1504 companies in the Banks industry, placing it in the top 20.1%.
Is OTP Bank's FCF Margin % too high?
OTP Bank's current FCF Margin % of 372.70% is 804% above median its 10-year median of 41.21. Over the past 10 years, this metric has ranged from a low of 4.02 to a high of 84.13. The Banks industry median FCF Margin % is 26.50. OTP Bank's value of 372.70% is 1306.4% above this industry median. Based on the distribution chart, OTP Bank ranks #302 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, OTP Bank has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, OTP Bank ranks #302 out of 1504 companies for FCF Margin %. This places OTP Bank in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.50. OTP Bank's value of 372.70% is 1306.4% above this benchmark. Historically, OTP Bank's own FCF Margin % has ranged from 4.02 to 84.13 over the past decade. While the company's 10-year median is 41.21 vs. the industry median of 26.50, OTP Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OTP Bank's current FCF Margin % of 372.70% is 1306.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on OTP Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OTP Bank's current FCF Margin % is 372.70%, which is 804% above median its own 10-year median of 41.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
Based on GuruFocus' analysis, OTP Bank (LSE:OTPD) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.84, compared to a current price of $17.00 — trading 22.8% above its estimated fair value. The current FCF Margin % is 372.70%, which is 804% above median its 10-year median of 41.21 and 1306.4% above the Banks industry median of 26.50. OTP Bank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For OTP Bank (LSE:OTPD), the current FCF Margin % is 372.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OTP Bank (LSE:OTPD) Overvalued in 2026?
Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued.
The current stock price of $17.00 is trading 22.8% above its estimated GF Value™ of $13.84.
GuruFocus considers OTP Bank to be Modestly Overvalued.
Key valuation signals for LSE:OTPD:
FCF Margin %: 372.70% (804% above median its 10-year median of 41.21)
GF Value™: $13.84 vs. price of $17.00 (22.8% above fair value)
Industry Position: 1306.4% above the Banks median (#302 of 1504)
No single metric tells the full story. See the LSE:OTPD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
71GF Score
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