Younited FinancialFRA:HT5 10 EBIT per Share is €-1.15 as of Dec. 2025. GuruFocus rates FRA:HT5 with a GF Score™ of 10/100. The stock has 1 warning sign investors should review. Among 310 Credit Services companies, Younited Financial ranks worse than 64.84% on this metric.
Younited Financial's EBIT per Share for the
six
months ended in Dec. 2025 was €-0.48.
Its EBIT per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €-1.15.
During the past 3 years, the average EBIT per Share Growth Rate was -0.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBIT per Share growth rate using EBIT per Share data.
The historical rank and industry rank for Younited Financial's EBIT per Share or its related term are showing as below:
FRA:HT5'
s 3-Year EBIT Growth Rate Range Over the Past 10 Years
Min: -0.4 Med: -0.35 Max: -0.3
Current: -0.4
During the past 6 years, the highest 3-Year average EBIT per Share Growth Rate of Younited Financial was -0.30% per year. The lowest was -0.40% per year. And the median was -0.35% per year.
FRA:HT5's 3-Year EBIT Growth Rate is ranked worse than 64.84% of 310
companies
in the Credit Services industry
Industry Median: 9.6
vs FRA:HT5: -0.40
Younited Financial (FRA:HT5) EBIT per Share Explanation
EBIT is a company's earnings before interest and tax expenses are deducted. It measures a company's profit generates from operating, ignoring tax burden and capital structure. As the tax expense are not deducted, EBIT is helpful when comparing companies in the same industry but with different tax situations. Also, the interest expense are included in EBIT, making it useful to compare companies that have high interest expenses due to large amount of debt.
Younited Financial EBIT per Share Related Terms
Younited Financial EBIT per Share Historical Data
* Premium members only.
The historical data trend for Younited Financial's EBIT per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EBIT per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-1.15
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Younited Financial (FRA:HT5) has a EBIT per Share of €-1.15 as of Dec. 2025. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on Younited Financial and its competitors. According to the industry distribution chart, Younited Financial ranks #201 out of 310 companies in the Credit Services industry, placing it in the top 64.8%.
Is Younited Financial's EBIT per Share too high?
Younited Financial's current EBIT per Share is €-1.15. Based on the distribution chart, Younited Financial ranks #201 out of 310 companies in the Credit Services industry, which is below the industry midpoint. Overall, Younited Financial has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Younited Financial's EBIT per Share compare to V and MA?
According to the Credit Services industry distribution chart, Younited Financial ranks #201 out of 310 companies for EBIT per Share. This places Younited Financial in the lower half of its industry. The industry median EBIT per Share is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT per Share for a Credit Services company?
The median EBIT per Share among Credit Services companies is 9.60, based on 310 companies in the industry. Companies in the top quartile (top 25%) have a EBIT per Share significantly above this median, while those in the bottom quartile fall well below. However, EBIT per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT per Share mean?
A high EBIT per Share can signal that a stock is expensive relative to its fundamentals. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on Younited Financial and its competitors. For the Credit Services industry, the median EBIT per Share is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Younited Financial's current EBIT per Share is €-1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Younited Financial stock overvalued right now?
Younited Financial (FRA:HT5) has a current EBIT per Share of €-1.15. The current EBIT per Share is €-1.15. Younited Financial's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT per Share calculated?
EBIT per Share is calculated from a company's financial statements. For Younited Financial (FRA:HT5), the current EBIT per Share is €-1.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Younited Financial SA is a specialized credit institution and investment services provider supervised by the ACPR and AMF in France, under the oversight of the ECB. By leveraging its powerful technology platform with open banking, modern APIs and artificial intelligence, Younited has built an efficient and scalable pan-European consumer credit platform to transform the European consumer loan market and help households reach financial well-being.
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