Younited Financial (FRA:HT5) Total Liabilities: €1,282.46 Mil (As of Dec. 2025)


FRA:HT5 Younited Financial SA FRA:HT5
16 GF Score
Price €5.85
! 1 Warning Sign
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What is Younited Financial Total Liabilities?

Younited Financial FRA:HT5 -2.50% 16 Total Liabilities is €1,282.46 Mil as of Dec. 2025. GuruFocus rates FRA:HT5 with a GF Score™ of 16/100. The stock has 1 warning sign investors should review.

Younited Financial's Total Liabilities for the quarter that ended in Dec. 2025 was €1,282.46 Mil.

Younited Financial's quarterly Total Liabilities increased from Dec. 2024 (€985.98 Mil) to Jun. 2025 (€1,236.21 Mil) and increased from Jun. 2025 (€1,236.21 Mil) to Dec. 2025 (€1,282.46 Mil).

Younited Financial's annual Total Liabilities declined from Dec. 2023 (€1,255.59 Mil) to Dec. 2024 (€985.98 Mil) but then increased from Dec. 2024 (€985.98 Mil) to Dec. 2025 (€1,282.46 Mil).

Younited Financial Total Liabilities Historical Data

* Premium members only.

The historical data trend for Younited Financial's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Younited Financial Total Liabilities Chart

Younited Financial Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial 574.98 1,077.72 1,255.59 985.98 1,282.46

Younited Financial Semi-Annual Data
Dec20 Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Liabilities Get a 7-Day Free Trial Premium Member Only 1,255.59 999.72 985.98 1,236.21 1,282.46
FRA:HT5
16GF Score
Younited Financial SA FRA:HT5
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Younited Financial Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Younited Financial's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=99.685+(114.434+1068.337
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=1,282.46

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=1530.798-248.342
=1,282.46

Younited Financial's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=99.685+(114.434+1068.337
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=1,282.46

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=1530.798-248.342
=1,282.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of €1,282.46 Mil mean?
Younited Financial (FRA:HT5) has a Total Liabilities of €1,282.46 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Younited Financial and its competitors.
Is Younited Financial's Total Liabilities too high?
Younited Financial's current Total Liabilities is €1,282.46 Mil. Overall, Younited Financial has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Younited Financial's Total Liabilities compare to V and MA?
Younited Financial's Total Liabilities of €1,282.46 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Younited Financial and its competitors. Younited Financial's current Total Liabilities is €1,282.46 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Younited Financial stock overvalued right now?
Younited Financial (FRA:HT5) has a current Total Liabilities of €1,282.46 Mil. The current Total Liabilities is €1,282.46 Mil. Younited Financial's overall GF Score™ is 16/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Younited Financial (FRA:HT5), the current Total Liabilities is €1,282.46 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Younited Financial Business Description

Address 17, Boulevard Friedrich Wilhelm Raiffeisen, Luxembourg, LUX, L-2411
Younited Financial SA is a specialized credit institution and investment services provider supervised by the ACPR and AMF in France, under the oversight of the ECB. By leveraging its powerful technology platform with open banking, modern APIs and artificial intelligence, Younited has built an efficient and scalable pan-European consumer credit platform to transform the European consumer loan market and help households reach financial well-being.
16GF Score

Get the complete analysis for FRA:HT5

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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