Younited Financial (FRA:HT5) Total Operating Expense: €88.35 Mil (TTM As of Dec. 2025)


FRA:HT5 Younited Financial SA FRA:HT5
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What is Younited Financial Total Operating Expense?

Younited Financial FRA:HT5 10 Total Operating Expense is €88.35 Mil as of Dec. 2025. GuruFocus rates FRA:HT5 with a GF Score™ of 10/100. The stock has 1 warning sign investors should review.

Younited Financial's Total Operating Expense for the six months ended in Dec. 2025 was €33.74 Mil. Younited Financial's Total Operating Expense for the trailing twelve months (TTM) ended in Dec. 2025 was €88.35 Mil.

Younited Financial Total Operating Expense Related Terms

Younited Financial Total Operating Expense Historical Data

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The historical data trend for Younited Financial's Total Operating Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Younited Financial Total Operating Expense Chart

Younited Financial Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Operating Expense
Get a 7-Day Free Trial 49.17 64.06 67.49 76.10 88.35

Younited Financial Semi-Annual Data
Dec20 Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Operating Expense Get a 7-Day Free Trial Premium Member Only 35.03 48.28 27.83 54.61 33.74
FRA:HT5
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Younited Financial SA FRA:HT5
Total Operating Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Younited Financial Total Operating Expense Calculation

Total Operating Expense is the primary recurring expense associated with central operations that are incurred in order to generate sales.


Total Operating Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €88.35 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Operating Expense of €88.35 Mil mean?
Younited Financial (FRA:HT5) has a Total Operating Expense of €88.35 Mil as of Dec. 2025. Total operating expense is the primary recurring expense associated with central operations. View historical data on Younited Financial and its competitors.
Is Younited Financial's Total Operating Expense too high?
Younited Financial's current Total Operating Expense is €88.35 Mil. Overall, Younited Financial has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Younited Financial's Total Operating Expense compare to V and MA?
Younited Financial's Total Operating Expense of €88.35 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Operating Expense for a Credit Services company?
A good Total Operating Expense depends on the Credit Services industry context. However, Total Operating Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Operating Expense mean?
A high Total Operating Expense can signal that a stock is expensive relative to its fundamentals. Total operating expense is the primary recurring expense associated with central operations. View historical data on Younited Financial and its competitors. Younited Financial's current Total Operating Expense is €88.35 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Younited Financial stock overvalued right now?
Younited Financial (FRA:HT5) has a current Total Operating Expense of €88.35 Mil. The current Total Operating Expense is €88.35 Mil. Younited Financial's overall GF Score™ is 10/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Operating Expense calculated?
Total Operating Expense is calculated from a company's financial statements. For Younited Financial (FRA:HT5), the current Total Operating Expense is €88.35 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Younited Financial Business Description

Address 17, Boulevard Friedrich Wilhelm Raiffeisen, Luxembourg, LUX, L-2411
Younited Financial SA is a specialized credit institution and investment services provider supervised by the ACPR and AMF in France, under the oversight of the ECB. By leveraging its powerful technology platform with open banking, modern APIs and artificial intelligence, Younited has built an efficient and scalable pan-European consumer credit platform to transform the European consumer loan market and help households reach financial well-being.
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Total Operating Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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