Younited FinancialFRA:HT5 8 Receivables Turnover is 2.49 as of Dec. 2025. GuruFocus rates FRA:HT5 with a GF Score™ of 8/100. The stock has 1 warning sign investors should review. Among 294 Credit Services companies, Younited Financial ranks worse than 62.93% on this metric.
The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Younited Financial's Revenue for the
six
months ended in Dec. 2025 was €51.81 Mil. Younited Financial's average Accounts Receivable for the
six
months ended in Dec. 2025 was €20.83 Mil.
Hence, Younited Financial's Receivables Turnover for the
six
months ended in Dec. 2025 was 2.49.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Younited Financial Receivables Turnover Related Terms
Younited Financial Receivables Turnover Historical Data
* Premium members only.
The historical data trend for Younited Financial's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:HT5 vs V, MA, AXP: Receivables Turnover Comparison
For the Credit Services subindustry, Younited Financial's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Younited Financial Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Younited Financial's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Younited Financial's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Younited Financial (FRA:HT5) has a Receivables Turnover of 2.49 as of Dec. 2025. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Younited Financial and its competitors. According to the industry distribution chart, Younited Financial ranks #185 out of 294 companies in the Credit Services industry, placing it in the top 62.9%.
Is Younited Financial's Receivables Turnover too high?
Younited Financial's current Receivables Turnover is 2.49. The Credit Services industry median Receivables Turnover is 9.00. Younited Financial's value of 2.49 is 72.3% below this industry median. Based on the distribution chart, Younited Financial ranks #185 out of 294 companies in the Credit Services industry, which is below the industry midpoint. Overall, Younited Financial has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Younited Financial's Receivables Turnover compare to V and MA?
According to the Credit Services industry distribution chart, Younited Financial ranks #185 out of 294 companies for Receivables Turnover. This places Younited Financial in the lower half of its industry. The industry median Receivables Turnover is 9.00. Younited Financial's value of 2.49 is 72.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 9.00, based on 294 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Younited Financial's current Receivables Turnover of 2.49 is 72.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Younited Financial and its competitors. For the Credit Services industry, the median Receivables Turnover is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Younited Financial's current Receivables Turnover is 2.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Younited Financial stock overvalued right now?
Younited Financial (FRA:HT5) has a current Receivables Turnover of 2.49. The current Receivables Turnover is 2.49 and 72.3% below the Credit Services industry median of 9.00. Younited Financial's overall GF Score™ is 8/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Younited Financial (FRA:HT5), the current Receivables Turnover is 2.49 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Younited Financial SA is a specialized credit institution and investment services provider supervised by the ACPR and AMF in France, under the oversight of the ECB. By leveraging its powerful technology platform with open banking, modern APIs and artificial intelligence, Younited has built an efficient and scalable pan-European consumer credit platform to transform the European consumer loan market and help households reach financial well-being.
8GF Score
Get the complete analysis for FRA:HT5
Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:HT5 has been successfully added to your 
