Younited Financial (FRA:HT5) OCF Yield %: -19.09 (As of Jun. 28, 2026)


FRA:HT5 Younited Financial SA FRA:HT5
16 GF Score
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What is Younited Financial OCF Yield %?

Younited Financial FRA:HT5 -2.50% 16 OCF Yield % is -19.09 as of Jun. 28, 2026. GuruFocus rates FRA:HT5 with a GF Score™ of 16/100. The stock has 1 warning sign investors should review. Among 540 Credit Services companies, Younited Financial ranks worse than 79.81% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Younited Financial's Trailing 12-Month Cash Flow from Operations is €-53.38 Mil, and Market Cap is €279.57 Mil. Therefore, Younited Financial's OCF Yield % for today is -19.09%.

The historical rank and industry rank for Younited Financial's OCF Yield % or its related term are showing as below:

FRA:HT5' s OCF Yield % Range Over the Past 10 Years
Min: -71.29   Med: -49.69   Max: -17.53
Current: -19.09


During the past 6 years, the highest OCF Yield % of Younited Financial was -17.53%. The lowest was -71.29%. And the median was -49.69%.

FRA:HT5's OCF Yield % is ranked worse than
79.81% of 540 companies
in the Credit Services industry
Industry Median: -0.02 vs FRA:HT5: -19.09

Younited Financial's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Younited Financial OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Younited Financial OCF Yield % Related Terms


Younited Financial OCF Yield % Historical Data

* Premium members only.

The historical data trend for Younited Financial's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Younited Financial OCF Yield % Chart

Younited Financial Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 -16.07

Younited Financial Semi-Annual Data
Dec20 Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 -15.48 -11.19

FRA:HT5 vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Younited Financial's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Younited Financial OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Younited Financial's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Younited Financial's OCF Yield % falls into.


FRA:HT5
16GF Score
Younited Financial SA FRA:HT5
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Younited Financial OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Younited Financial's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-53.38 / 332.1405
=-16.07%

Younited Financial's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-18.578 * 2 / 332.1405
=-11.19%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -19.09 mean?
Younited Financial (FRA:HT5) has a OCF Yield % of -19.09 as of Jun. 28, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Younited Financial and its competitors. According to the industry distribution chart, Younited Financial ranks #431 out of 540 companies in the Credit Services industry, placing it in the top 79.8%.
Is Younited Financial's OCF Yield % too high?
Younited Financial's current OCF Yield % is -19.09. Based on the distribution chart, Younited Financial ranks #431 out of 540 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Younited Financial has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Younited Financial's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Younited Financial ranks #431 out of 540 companies for OCF Yield %. This places Younited Financial in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Younited Financial and its competitors. Younited Financial's current OCF Yield % is -19.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Younited Financial stock overvalued right now?
Younited Financial (FRA:HT5) has a current OCF Yield % of -19.09. The current OCF Yield % is -19.09. Younited Financial's overall GF Score™ is 16/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Younited Financial (FRA:HT5), the current OCF Yield % is -19.09 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Younited Financial Business Description

Address 17, Boulevard Friedrich Wilhelm Raiffeisen, Luxembourg, LUX, L-2411
Younited Financial SA is a specialized credit institution and investment services provider supervised by the ACPR and AMF in France, under the oversight of the ECB. By leveraging its powerful technology platform with open banking, modern APIs and artificial intelligence, Younited has built an efficient and scalable pan-European consumer credit platform to transform the European consumer loan market and help households reach financial well-being.
16GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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