Younited Financial (FRA:HT5) Long-Term Debt: €106.14 Mil (As of Dec. 2025)


FRA:HT5 Younited Financial SA FRA:HT5
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What is Younited Financial Long-Term Debt?

Younited Financial FRA:HT5 8 Long-Term Debt is €106.14 Mil as of Dec. 2025. GuruFocus rates FRA:HT5 with a GF Score™ of 8/100. The stock has 1 warning sign investors should review.

Younited Financial's Long-Term Debt for the quarter that ended in Dec. 2025 was €106.14 Mil.

Younited Financial's quarterly Long-Term Debt declined from Dec. 2024 (€60.61 Mil) to Jun. 2025 (€60.07 Mil) but then increased from Jun. 2025 (€60.07 Mil) to Dec. 2025 (€106.14 Mil).

Younited Financial's annual Long-Term Debt declined from Dec. 2023 (€1,171.90 Mil) to Dec. 2024 (€60.61 Mil) but then increased from Dec. 2024 (€60.61 Mil) to Dec. 2025 (€106.14 Mil).

Younited Financial  (FRA:HT5) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Younited Financial Long-Term Debt Related Terms

Younited Financial Long-Term Debt Historical Data

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The historical data trend for Younited Financial's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Younited Financial Long-Term Debt Chart

Younited Financial Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial 0.00 42.23 1,171.90 60.61 106.14

Younited Financial Semi-Annual Data
Dec20 Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only 1,171.90 60.60 60.61 60.07 106.14
FRA:HT5
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Younited Financial SA FRA:HT5
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €106.14 Mil mean?
Younited Financial (FRA:HT5) has a Long-Term Debt of €106.14 Mil as of Dec. 2025.
Is Younited Financial's Long-Term Debt too high?
Younited Financial's current Long-Term Debt is €106.14 Mil. Overall, Younited Financial has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Younited Financial's Long-Term Debt compare to V and MA?
Younited Financial's Long-Term Debt of €106.14 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Younited Financial's current Long-Term Debt is €106.14 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Younited Financial stock overvalued right now?
Younited Financial (FRA:HT5) has a current Long-Term Debt of €106.14 Mil. The current Long-Term Debt is €106.14 Mil. Younited Financial's overall GF Score™ is 8/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Younited Financial (FRA:HT5), the current Long-Term Debt is €106.14 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Younited Financial Business Description

Address 17, Boulevard Friedrich Wilhelm Raiffeisen, Luxembourg, LUX, L-2411
Younited Financial SA is a specialized credit institution and investment services provider supervised by the ACPR and AMF in France, under the oversight of the ECB. By leveraging its powerful technology platform with open banking, modern APIs and artificial intelligence, Younited has built an efficient and scalable pan-European consumer credit platform to transform the European consumer loan market and help households reach financial well-being.
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