Optasia (JSE:OPA) EBIT: R1,201 Mil (TTM As of Dec. 2025)

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JSE:OPA Optasia JSE:OPA
22 GF Score
Price R13.80
! 2 Warning Signs
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What is Optasia EBIT?

Optasia JSE:OPA +1.85% 22 EBIT is R1,201 Mil as of Dec. 2025. GuruFocus rates JSE:OPA with a GF Score™ of 22/100. The stock has 2 warning signs investors should review.

Optasia's earnings before interest and taxes (EBIT) for the six months ended in Dec. 2025 was R617 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2025 was R1,201 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Optasia's annualized ROC % for the quarter that ended in Dec. 2025 was 39.66%. Optasia's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 229.13%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Optasia's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 6.91%.

Optasia  (JSE:OPA) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Optasia's annualized ROC % for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=1431.42 * ( 1 - 27.53% )/( (2739.349 + 2491.592)/ 2 )
=1037.350074/2615.4705
=39.66 %

where

Invested Capital(Q: Jun. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=4463.094 - 525.987 - ( 1197.758 - max(0, 1216.682 - 3652.756+1197.758))
=2739.349

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=5086.286 - 1016.443 - ( 1578.251 - max(0, 1421.589 - 4284.511+1578.251))
=2491.592

Note: The Operating Income data used here is two times the semi-annual (Dec. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

Optasia's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 is calculated as:

ROC (Joel Greenblatt) %(Q: Dec. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Jun. 2025  Q: Dec. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=1234.88/( ( (154.658 + max(414.578, 0)) + (143.095 + max(365.556, 0)) )/ 2 )
=1234.88/( ( 569.236 + 508.651 )/ 2 )
=1234.88/538.9435
=229.13 %

where Working Capital is:

Working Capital(Q: Jun. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(791.538 + 0 + 468.108) - (525.987 + 0 + 319.081)
=414.578

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(854.327 + 0 + 593.908) - (1016.443 + 0 + 66.236)
=365.556

When net working capital is negative, 0 is used.

Note: The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Optasia's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2025 )
=1200.718/17380.629
=6.91 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Optasia EBIT Related Terms

Optasia EBIT Historical Data

* Premium members only.

The historical data trend for Optasia's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Optasia EBIT Chart

Optasia Annual Data
Trend Dec22 Dec23 Dec24 Dec25
EBIT
806.91 780.42 982.73 1,168.41

Optasia Semi-Annual Data
Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
EBIT Get a 7-Day Free Trial 0.00 302.79 683.40 583.28 617.44

JSE:OPA vs V, MA, AXP: EBIT Comparison

For the Credit Services subindustry, Optasia's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Optasia EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Optasia's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Optasia's EV-to-EBIT falls into.


JSE:OPA
22GF Score
Optasia JSE:OPA
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Optasia EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R1,201 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of R1,201 Mil mean?
Optasia (JSE:OPA) has a EBIT of R1,201 Mil as of Dec. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Optasia.
Is Optasia's EBIT too high?
Optasia's current EBIT is R1,201 Mil. Overall, Optasia has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Optasia's EBIT compare to V and MA?
Optasia's EBIT of R1,201 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Optasia. Optasia's current EBIT is R1,201 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optasia stock overvalued right now?
Optasia (JSE:OPA) has a current EBIT of R1,201 Mil. The current EBIT is R1,201 Mil. Optasia's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Optasia (JSE:OPA), the current EBIT is R1,201 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Optasia Business Description

Address Jumeirah Lake Towers, Office No 806, Cluster N, Dubai, ARE
Optasia is an AI-powered fintech platform operating a B2B2X model that enables financial institutions, mobile network operators, wallets and digital distributors to offer digital credit products through their customer channels. The Group provides AI-driven decisioning, technology integration and risk management capabilities across emerging markets. Its core business lines are Micro Financing Solutions (MFS), which provides short-duration digital lending through mobile wallet ecosystems, and Airtime Credit Solutions (ACS), which offers airtime, data and bundle advance solutions through mobile network operator channels. Products include XTRA Cash, XTRA Balance, XTRA Time, XTRA, XTRA Bundle and XTRA Buy. It operates across Africa, the Middle East and other countries.
22GF Score

Get the complete analysis for JSE:OPA

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R13.80
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