Optasia (JSE:OPA) Short-Term Debt: R316 Mil (As of Dec. 2025)

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JSE:OPA Optasia JSE:OPA
22 GF Score
Price R13.55
! 2 Warning Signs
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What is Optasia Short-Term Debt?

Optasia JSE:OPA +2.57% 22 Short-Term Debt is R316 Mil as of Dec. 2025. GuruFocus rates JSE:OPA with a GF Score™ of 22/100. The stock has 2 warning signs investors should review.

Optasia's Short-Term Debt for the quarter that ended in Dec. 2025 was R316 Mil.

Optasia's quarterly Short-Term Debt increased from Dec. 2024 (R179 Mil) to Jun. 2025 (R343 Mil) but then declined from Jun. 2025 (R343 Mil) to Dec. 2025 (R316 Mil).

Optasia's annual Short-Term Debt increased from Dec. 2023 (R54 Mil) to Dec. 2024 (R179 Mil) and increased from Dec. 2024 (R179 Mil) to Dec. 2025 (R316 Mil).

Optasia Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Optasia Short-Term Debt Related Terms

Optasia Short-Term Debt Historical Data

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The historical data trend for Optasia's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Optasia Short-Term Debt Chart

Optasia Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Short-Term Debt
199.60 53.81 179.19 315.66

Optasia Semi-Annual Data
Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
Short-Term Debt Get a 7-Day Free Trial 53.81 0.00 179.19 343.25 315.66
JSE:OPA
22GF Score
Optasia JSE:OPA
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of R316 Mil mean?
Optasia (JSE:OPA) has a Short-Term Debt of R316 Mil as of Dec. 2025.
Is Optasia's Short-Term Debt too high?
Optasia's current Short-Term Debt is R316 Mil. Overall, Optasia has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Optasia's Short-Term Debt compare to V and MA?
Optasia's Short-Term Debt of R316 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Credit Services company?
A good Short-Term Debt depends on the Credit Services industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Optasia's current Short-Term Debt is R316 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optasia stock overvalued right now?
Optasia (JSE:OPA) has a current Short-Term Debt of R316 Mil. The current Short-Term Debt is R316 Mil. Optasia's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Optasia (JSE:OPA), the current Short-Term Debt is R316 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Optasia Business Description

Address Jumeirah Lake Towers, Office No 806, Cluster N, Dubai, ARE
Optasia is an AI-powered fintech platform operating a B2B2X model that enables financial institutions, mobile network operators, wallets and digital distributors to offer digital credit products through their customer channels. The Group provides AI-driven decisioning, technology integration and risk management capabilities across emerging markets. Its core business lines are Micro Financing Solutions (MFS), which provides short-duration digital lending through mobile wallet ecosystems, and Airtime Credit Solutions (ACS), which offers airtime, data and bundle advance solutions through mobile network operator channels. Products include XTRA Cash, XTRA Balance, XTRA Time, XTRA, XTRA Bundle and XTRA Buy. It operates across Africa, the Middle East and other countries.
22GF Score

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